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How old do you have to be to open credit line
18 years of age
what % of debt account diversity make up your credit score
10%
whats the different between bankruptcy
ch 7 wipe out debt
ch13 add all debt together and you make only on payment
where are you able to see your report for free
Annual Credit report .com
what % of credit history make up your credit score
15%
how long does hard inquires stay on your credit
2 years
What are the three main Credit Bureaus
-Equifax
- experian
- transunion
what % of debt utilization make up your credit score
30%
Hoe long does collection and past due payment stay on your credit report
7 year
What % do you need to keep your credit card under
30%
what personal information on your credit report
Full name
Date of Birth
Address
SSN
Jobs
what % of payment history make up your credit score
35%
what are the three types of the credit card
-reward credit card
- bank credit card
- secure credit card
Are the two type of credit on credit report
installment
revolving
what % of new credit make up your credit score
10%