Core FCRA Requirements
100

This must be obtained before any screening activity can occur.

What is disclosure and authorization?

200

This process gives candidates a chance to review results before a final negative decision is made.

What is pre-adverse action?

300

Candidates have this legal right if they believe information in their report is incorrect.

What is the right to dispute?

400

This organization must reinvestigate disputes within 30 days.

What is ClearStar (the reporting agency)?

500

This is primarily responsible for sending pre-adverse and adverse action notices.

Who is the client (employer)?

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