Easy
It links straight to the Online Fact Find and eSign.
Hello Pack
The first 3 stages of our Loan Process
1. Lead
2. Discovery
3. Lodgement
How to compute for the repayment of Credit Cards
Credit limit x 3.8% or .038 = Repayment
Can the clients complete the Online Fact Find before acknowledging the Privacy Consent?
No
Last 3 stages of our loan process
1. Research & Recommendation
2. Approval
3. Settlement
Walkthrough on how to send Online Fact Find
Manual Checking
2 Documents that we need if the purpose of the loan is purchase
Contract of Sale
Statutory declaration/ letter If funds comes from a gift.
A type of loan with an interest rate that remains unchanged for the entire term of the loan even if there is inflation.
Fixed Rates
Walkthrough on how to check Lender Information
Manual Checking
loan is one where the interest rate can and will change over the course of your loan. The rate is determined by your lender, not the Reserve Bank of Australia.
Variable Rate
is a great tool which is part of the Hello Pack that allows you to capture information from your clients by inviting them to upload their documents you require to assist them with their application.
File Invite
To compute for Annual Gross Salary based on payment frequency
Is a critical tool in meeting both your responsible lending and best interests obligations. It also includes the one touch Privacy Consent which allows your clients to digitally agree to the Loan Market Privacy Consent ensuring you remain compliant.
Online FactFind
Give 5 sample documents if the purpose of the is Construction Loan
BAS, ITR, NOA, CTR (Self Employed)
Most recent bank statements not more than 90 days showing savings and living expenses of the applicants
Building Plan and Specification
Build Contract (Client & Contractor)
COS of the vacant land (once available)
Blueprint of the Property (Plans & Specifications)
Fixed Price Building Contract
How to compute the HECS monthly repayment:
Annual Income x Repayment Rate / 12 months = HECS