Liability
What is the Statute of Limitation for Property Damage in Arkansas?
3 years
What is the Statute of Limitation for Property Damage in Arkansas?
3 years
Using the knowledge Tool- if a claimant intentionally pushes their shopping cart into a vehicle- would that be a collision loss or a comprehensive loss?
Comp
RI Loss, Insured calls in and inquires about liability, what should we do?
Transfer to a licensed adjuster. We cannot handle anything in RI, Risk or Loss.
In South Carolina, if an insured has to use their UMPD covg, what will their deductible be?
$200
What does Negligence Law- Pure Comparative mean?
An individual can recover if they are 0-99% responsible
What are the minimum limits in Connecticut?
25/50/25
Connecticut- we obtain FOL from our insured and we are at fault- we advise liability and open the PD exposure. Are we allowed to do any of that?
We can open the exposure only. We cannot open reserves and we cannot advise of liability.
In Maine, if PH is 60% at fault, can they recover from AC?
No, Maine is a Less Than Modified Comparative meaning An individual can recover only if their negligence is less than the other party.
What email address do we send DOV templates to?
CWDV@geico.com
In Mass, what needs to be true in order for us to waive the insureds deductible if they have that applicable covg?
We need to not be more than 50% at fault and the claimant should be known or will be known in the future.
In Florida, who can we not explain liability to?
Claimants. We can advise liability to PH.