Banking
This is our Personal Pay-As-You-Go chequing account with no monthly service fee and no minimum balance requirements.
What is Personal Lite?
This mortgage offers members a wide variety of mortgage programs to meet their individual needs.
What is Flexible Choice (or FlexChoice) Mortgage?
This is the minimum deposit amount for regular member investing in a Kootenay Saver.
What is $500?
A regular member must have this amount of money in shares to be a member of Kootenay Savings.
What is $25?
Our affiliated Wealth Management division.
What is MoneyWorks?
This account was designed for young entrepreneurs.
What is Business Entrepreneur?
The maximum amortization of a loan for a brand new 5th wheel is this long.
What is 20 years?
This term type has returns based on profits (growth of associated index.)
What is StockLink?
A free service that allows members to deposit cheques from the comfort of their home.
What is Deposit Anywhere?
You earn this type of reward by using your Collabria Visa.
What is FlexRewards?
This account would likely be the best choice for your local Little League team that only does a few transactions throughout the entire baseball season.
What is Community Plus?
A student can borrow this maximum amount with a student loan at KSCU.
What is $45,000?
This term option allows members to start investing now without the need for a large lump sum deposit.
What is Easy Term?
The _______ ________ app can help you locate an ATM close to you that is surcharge free.
What is DING FREE?
Kootenay Savings Deposit Insurance is this amount.
What is UNLIMITED?
This account is the only one that waives the monthly paper statement fee.
What is Personal Senior?
With subsequent loan approvals by phone or fax is this benefit of a RRSP Re-advanceable Loan.
What is Save Time?
Anyone, including family, friends and neighbors, can contribute to this plan type as long as they have the written permission of the contract holder.
What is Registered Disability Savings Plan (RDSP)?
A tool that allows our business members the opportunity to streamline and improve their banking processes, while saving time and money.
What is Business Online Banking?
This is the member's account benefit type that is the same as the Staff benefit.
This account allows one free withdrawal/transfer monthly via our channels. Every additional withdrawal or transfer is $3.00.
What is Summit Savings?
This product is self-renewing, which means as credit is repaid, the funds automatically become available again, so the member never has to reapply.
What is FlexLine Line of Credit (LOC)?
This term type permits members to redeem without penalty within the period of one week prior to and one week after the anniversary date of this term.
what is a Rate Climber?
A member can view their e-Statements through their online banking for this many years.
This type of interest rate is calculated on the closing daily balance and paid monthly.
What is Tiered interest rate?