About Kristin
My cat's name comes from an Aztec phrase which loosely translates to "move with all your heart". Her name is...
What is Ollin?
This type of title insurance protects the lender in case of defects in the title.
What is lender's title insurance?
The geographic area we primarily serve
What is the Hudson Valley
his term refers to a scenario where a property is sold without resolving issues from a previous owner’s unpaid debts or other problems.
What is a cloud on title?
A map showing the boundary lines of a property along with all easements
What is a Survey
Mountain range I'm currently hiking that has a club you become a part of when you hike all 33 mountains above 3500 ft in elevation (4 of which you have to do in the winter)
What are the Catskill Mountains?
Title insurance is a one-time premium paid at the time of closing, unlike this type of insurance that requires ongoing payments
What is life, auto or health insurance?
Our Main underwriter is one of the larger title underwriting companies
What is Westcor
A legal claim against a property or an owner to secure the payment of a debt or other obligation.
What is a lien?
A search provided for information only that includes a search of city, town or village records of a certificate of occupancy, building code violations and street search
What is a Municipal Search
I was the president of my club team in this sport during college
What is Rugby
Title insurance is designed to protect against defects in the title that occur before or during the closing, such as this type of claim from a prior owner.
What is a lien
Are offices are located in these towns
What is Montgomery & Goshen
This type of fraud involves the illegal transfer or sale of a property without the true owner’s knowledge.
What is title fraud?
A search providing all paid/unpaid taxes and assessments on a property
What is a Tax Search
Age I got my real estate License
What is 18
This document verifies the history of a property’s ownership, which is examined to find any potential issues before issuing title insurance.
What is a Title Search
The services do we provide in the real estate transaction
What is the tile report (due diligence) and title insurance?
A right to cross or otherwise use someone else's land for a specified purpose
What is an easement
A legal document that outlines the terms and conditions of a title insurance policy that will be issued after a real estate transaction
What is a title commitment
I went back to school after getting my JD for this degree
What is an LLM (Master of Laws) in Environmental Law/Land Use Law
This government entity typically records public documents related to real estate transactions and helps resolve title issues.
What is the County Clerk's Office?
Ideal Referrals
Who Are:
Attorneys (Real Estate & Trusts & Estates)
Lenders/ Mortgage Brokers
Real Estate Agents
A final court order filed with the County Clerk which requires a defendant to pay a specific amount of money to a plaintiff as a result of a lawsuit
What is a judgment?
Where in a title report do you find the list of exceptions to title?
The Schedule B