Treasury Managment
A tool designed to make the business purchasing process more efficient by reducing check writing, profiling greater control over spending, and giving clients enhanced visibility into their spending patterns.
What is Purchasing Card?
100% financing, no prepayment penalty, loan or lease option.
What is equipment financing?
Requires associates to contact and meet with 4 clients a month from their RMU.
What is Client Touches?
Delivers treasury services including but no limited to ACH, Wires (Domestic and International), ACH Positive Pay, ACH Monitor, Incoming Wire Credit Advice Reporting and Alerts.
What is Commercial Advantage?
Auto Loans, Heloc's, Personal Loans and Investments less than $1 million.
What does the PCS team do?
"So you're saying there's a chance" is commonly used as a quote by this person.
Who is Rick Lam?
A web-based, B2B or B2C payments platform that transforms accounts payable disbursements from check to electronic payments by processing a consolidated payments file.
What is Commercial Advantage Integrated Payments or Integrated Payments?
Medical, Dental, Manufacturing, Vets, Wholesale, CPA's, Engineers & Attorneys.
What are acceptable (target) industries?
These associates will partner up with the lenders to call on the RMU/Client Touch Initiative
Who are BSR's?
Protects clients and is worth $1000 in BSI.
What is positive pay, with or without payee match?
Remote Deposit, Lock Box, P-Card, EBPP and Intergrated Payments.
What products our TM Department support?
This country is said to have the best quality tap water.
What is Switzerland?
Provides businesses with their own unique website used to deliver bills or invoices as well as collect payments from both consumers and businesses online.
What is Electronic Bill Presentment and Payment or EBPP?
Self Storage, Hotels, Unions, Residential Contractors, Start Ups.
What are restricted industries?
This report helps quickly identify the products a client has and what opportunities we can offer.
What is Rags to Riches?
$25,000 opening balance, tiered rates, $10 monthly maintenance waived with and average daily collected balance of $25,000.
What is a Business Premium Money Market Savings?
Investable assets over $1 million, Trust and Estate Planning, Succession Planning.
What does our Wealth Department handle?
The three letter code of what major US airport is also an English word meaning "not sufficiently strict"
What is LAX?
Extends a businesses banking day up unitl 7 p.m. PST.
What is Remote Deposit Capture?
Payday lender, gambling, immigration services, adult entertainment.
What are prohibited industries?
Calling on your top clients and asking for these is the best way to meet new propects and build pipeline.
What are referrals?
$50,000 bonus points after spending $4500 in first 90 days, 3 points per $1 spent at restaurants, advertising, and travel, and no annual fee for the first year and $95 after.
What is a Premium Rewards Business Card?
Goal of 7 and desperate to book.
What is Mortgages?
This famous LA museum, created as part of an endowment from its namesake oil baron benefactor, has gardens and views of the city, along with a large art collection.
What is The Getty?
First Citizens Bank's three fraud control solutions to protect businesses from loss.
What is Check Positive Pay or Positive Pay, Reverse Positive Pay and ACH Positive Pay?
Loan exposure up to $10 million approval.
Who is Marcus Adcock, Senior Regional Credit Officer?
Outside deposits, outside investments and outside mortgages.
What is on the Opportunity Report?
$14,225, 3 debits and 4 credits
What is a NLA account?
The top focus for the bank for the foreseeable future.
What is Deposits?
Cricket is under discussion to be reintroduced as an Olympic sport in 2028 Summer Games, which are set to take place in what American City
What is Los Angeles?