Interest
The way that we quote the interest rate on our credit cards.
What is "could be as low as..."
The liability that a client has if their card is used fraudulently.
What is zero
This benefit allows clients to make money while they spend money.
What is uChoose Rewards
The minimum credit limit for a consumer credit card
What is $1,000
The current rate on our balance transfer offer
What is 0% for 6 months
The number of points earned for every dollar spent - Platinum and Signature cards
What is 1 pt per $1 spent for Platinum, and 1.5 pts per $1 spent for Signature
Two of the industries that can hold excess funds on a card (debit or credit) for up to five business days, tying up your money needed for other everyday expenses.
What are Hotels and Car Rentals
This benefit means it will cost less for the client to carry a balance on their credit card.
What are Low interest rates
The annual fee charged on our credit card
What is $0
Where you can find the disclosures for LRB VISA cards
What is the Retail Sharepoint page under Consumer Lending > Consumer Support Folder
The name of the rewards program at Lake Ridge Bank
What is uChoose
This is the bank term used to describe the status when there is suspected fraud on a credit card
What is hot card
This benefit allows clients the convenience of paying for purchases with their credit card without having their credit card with them.
What is mobile wallet
Clients can use this to monitor activity on their credit card
What is online/mobile banking
The main factor that determines a client's approved interest rate.
What is the client's creditworthiness
The expiration date for uChoose points
What is uChoose points will never expire
This security feature allows more control over your card, including turning the card off or on, one-time passcode and setting transaction limits
What is Manage Card in the mobile app
This current benefit allows a client to save money on previously made large purchases.
This feature helps keep the information on the card secure
What is the chip
The lowest possible rate that someone could be approved for on our Signature VISA
What is 12.99% APR
The cap on earning or redeeming rewards points
What is none
This security feature is unique to each individual cardholder, even if it is a joint account.
What is the cvv
These benefits are included at no additional cost to the client
Many travel & merchandise options, gift cards, cash back, and more.
One of the categories in which points can be redeemed
What are cash, gift cards, merchandise or travel