BASIC
CREDIT CARDS
LOANS
CHECKING ACCOUNTS
SAVINGS ACCOUNTS
100

HOW OLD DO YOU HAVE TO BE TO OPEN A CHECKING ACCOUNT

18

100

NAME PERSONAL CREDIT CARDS LANGLEY OFFERS

CASHBACK, QUINT, SELECT, ESSENTIAL

100

WHAT IS THE MINIMUM TO MAXIMUM LOAN TERM FOR A VEHICLE LOAN?

12-84 MONTHS

100

NAME A CHECKING SHARE

MYDESIGN, PLATINUM, SPEND, ESSENTIAL

100

HOW MANY LANGLEY SAVES CAN A MEMBER HAVE?

1

200

WHAT ARE LANGLEY'S 3 SUCCESS SHARING CATAGORIES

SPEND, BORROW, SAVE

200

CATAGORIES TO EARN CASHBACK ON CASHBACK CREDIT CARD

  • 10% unlimited cash back on the category of your choice for the first 6 months!2 After that, earn 5% cash back each month. 3

  • 3% unlimited cash back on gas

  • 2% unlimited cash back on groceries & wholesale clubs

  • 1% unlimited cash back on everything else

200

WHAT ARE VEHICLES LANGLEY FINANACES OTHER THAN CARS?

RV and Boat Loans

200

NAME A WARNING THAT COMES WITH AN ESSENTIAL CHECKING ACCOUNT?

  • Warning 70 – No Checks Without Approval
  • Warning 160 – RDC CU Revoked
  • Warning 211 – Restrict All Shared Branch Deposits
200

WHAT IS THE MINIMUM TO OPEN A MONEY MARKET SAVINGS?

100

300

WHAT DRAWING HAPPENS EVERY FRIDAY FOR LANGLEY EMPLOYEES

FREE FUEL

300

WHAT IS THE ANNUAL FEE FOR LANGLEY CREDIT CARDS?

0, NONE

300

WHAT IS GAP INSURANCE AND COST?

Guaranteed Asset Protection (GAP) covers the difference between what your car is worth and what you owe if it gets totaled or stolen. 0 COST

300

HOW MANY MYDESIGN ACCOUNTS CAN A MEMBER HAVE?

UNLIMITED

300

CAN A MEMBER OPEN A HIGH YEILD ACCOUNT IN THE BRANCH?

NO, ONLINE

400

WHAT IS THE NAME OF LANGLEY'S CEO?

TOM RYAN

400

WHAT IS THE APR ON CASHBACK & QUINT CARDS?

18%

400

MAXIMUM TERM FOR PERSONAL LOAN

96 MONTHS

400

Alternative to a checking account that will not overdraft; transactions will decline if funds are not available

SPEND CARD

400

WHAT IS THE AVERAGE DAILY BALANCE TO EARN DIVIDENDS ON A PLATINUM MONEY MARKET?

  • Earns dividends when the average daily balance is $25,000.00 or more.
500

THE MINIMUM BALANCE FOR A BUSINESS CERTIFICATE IS? 

$500

500

WHAT IS THE MINIMUM CREDIT LIMIT FOR ESSENTIAL CREDIT CARD?

$500.

500

NAME THE 3 PERSONAL LOAN PRODUCTS

1. EXTRA PERSONAL LOAN

2. LINE OF CREDIT

3. DEBT CONSOLIDATION

500

WHAT IS THE BALANCE NEEDED TO RECEIVE DIVIDENDS ON A PLATINUM CHECKING ACCOUNT?

Pays monthly dividends when the average daily balance is $10,000 or higher.

500

WHAT IS A MUST REQUIREMENT FOR MYDESIGN SAVINGS?

  • Members must have an open MyDesign Steady Saver Option or MyDesign All-In Bundle in order to open a MyDesign Savings.
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