Features Include:
. Mailed Debit Card
. No ATM/Mobile Deposits
. No External Transfers
Essential Checking
This is required before members can get any other product at Langley
Savings
KR SD
CHECK DEPOSIT
This loan has rates as low as 4.99%
AUTO LOAN
Currently we offer these from 3-60 months with a fixed interest rate. We throw promotions in sometimes too.
CD
Features:
. Free Cashiers Checks
. 1 Free Box of Checks
. Free Foreign ATM Transactions
. 0 or 600+ Credit Score
MyDesign Checking
Platinum Money Market
CCADV
CASH ADVANCE
This loan is used to build members credit. It is one of the few loans that does not do a credit pull.
Credit Builder
There is a 10% federal tax that can be taken if this account is withdrawn from.
IRA
Features:
. All MyDesign Rewards
. HYS earning interest up to 50k
. Checking Earns Interest up to 3k
Steady Saver Checking
Max amount Earning Dividends is either 25k or 50k
High Yield Savings
CD GL (TX)
SELL TO VAULT
40000 is the max amount for one of these loans (two correct answers)
Personal Loan/LOC
Acceptable forms of this are a Utility Bill, Bank Statement, Paystub, Credit Report, Accurint, or Lease Agreement
Proof of Address
Features:
. No Overspending, Monthly Fees, or Overdrafts
. Perfect for Kids, Travel, Or Online Shopping
. 0 or 600+ Credit Score
Spend Card
Blended tier-rate savings that earns very high dividends on amounts from $0.01- $1,000.00.
Langley Saves
CR SD SW KD
CASHIERS CHECK (WHEN GIVEN CASH)
This Credit card offers 3% on Gas, 2% on Groceries, and 1% on all other purchases
Cashback Visa
To open this account, we need documentation from the SSA stating that you are appointed as _________
Representative Payee
Features:
. Earns Dividends if Daily Balance is 10k+
. 1 Free Box of Checks
Platinum Checking
The current rate for this account is 3.80%
High Yield Savings
LA SD
LOAN ADVANCE/ PULLING OFF LINE OF CREDIT
This loan can go up to 144 months and the maximum loan amount is what is available in the share savings. Fun Fact: This loan can be cross pledged meaning it can use funds in someone else's account so long as they sign as owner of collateral.
Savings Secured Loan
On a real US Treasury check, the flakes under the blacklight are this color, on a fraudulent one they are blue
Green