terms
An unplanned event capable of resulting in loss of time, property damage, injury, disablement, or death
accident
Legal wrongs committed against the person or property of another
torts
Health insurance program for people with low incomes and limited resources
medicaid
Liability held by the makers of a certain product should any damage be caused by their product
Product Liability
The state of legal responsibility for the harm one person causes another
liability
A person is held liable for causing harm by acting negligently, even if they did not intend to cause harm
negligence
Federal health insurance program for the elderly and disabled
medicare
Used to inform athletes of possible dangers inherent in product use
Equipment Warning Labels
A written statement that describes the risk in which the individual assumes responsibility. By signing this statement, the individual acknowledges the hazards present.
assumption of risk
an individual fails to perform a legal duty
nonfeasance ( Act of Omission)
Pays the remaining medical bills once the personal insurance company has made its payment
secondary insurance
If you do not use the product correctly...
The manufacturer can not be held liable
A specific length of time that an individual may sue for damages
Statue of Limitations
An individual commits an act that is not legally his or hers to perform
malfeasance (Act of commission)
Priority of payment when you file a medical claim
primary insurance
Who is responsible for establishing safety standards for athletic equipment?
National Operating Committee on Standards for Athletic Equipment (NOCSAE)
A form of reimbursement in which the member of managed care pays a standard fee on a monthly basis regardless of the cost of services rendered
capitation
An individual improperly does something that he or she has the legal right to do
misfeasance
Covers athletes who require a lifetime of extensive medical and rehabilitative care because of permanent disability; covers medical, rehabilitation, and transportation costs not covered by other insurance plans
catastrophic
What happens if an AT alters equipment?
It would nullify the company of any injuries and/or make AT liable for any problems