Personal Unsecured Loans
This is the fee for applying for a personal loan.
What is $0?
These are the minimum dollar amounts for a Home Equity Installment Loan (HEIL).
$1,000 for less then or equal to 84 months, $5,000 for greater then 84 months.
The types of lines of credit PNC offers.
What are: personal unsecured, CHELOC, and credit cards?
These are types of questions to uncover more information.
What are close ended, open ended, probing, and high gain questions?
This is the number of free credit reports you can get each year.
What is 3 - one from each credit reporting agency.
This is the minimum loan amount we can lend to clients.
What is $1,000 dollars?
Maximum amount for a HEIL in first lien position.
What is $500,000.
The maximum amount a personal unsecured line of credit can go for.
What is $25,000.
This is our delivery rate goal for insights.
What is 85%
This can help you get the best rates when you borrow money.
What is a high FICO score?
This is the maximum loan we can do for a personal loan.
What is $35,000.
More akin to a credit card then a personal loan.
This is the annual fee is included in a PLOC
What is $50
This is a unique open ended question that requires the customer to become engaged in the conversation which may result in new insight or value.
What are high gain questions?
This is the credit reporting agency that PNC uses to check someone's credit score.
What is Experian?
Type of interest that is attached to the personal loans.
What is fixed interest rate?
This is the fee associated yearly for a CHELOC.
What is $50?
This is the maximum interest rate attributed to a PLOC.
What is 24%
This offer is given to the customer based primarily on the customer's PNC relationship.
What is invitation to apply?
Credit scores above this number are considered "excellent".
What is 720?
Personal loans can't be used for this.
What is post secondary education costs?
This is the date when if a rate change occurs for a CHELOC it changes on the loan.
What is: Changes on 1st day of billing cycle based on Index on the last business day of the previous month?
This is the length of time a client can withdrawal funds from a CHELOC.
What is 10 years?
Our conversations are based off this.
What are our customers needs?
This is a big component of your credit score.
What is average length of credit history?