Products
The applicant must have a 680 FICO score or better to qualify for this installment loan.
What is a Lifestyle Loan?
After inputting a member's initial application, we should quote this timeframe for when they will be contacted by a member of our Lending Center.
What is within 24 business hours?
What is DNA?
For Secured credit cards, we must hold _______% in a specially designated savings account.
what is 115?
The maximum age of the vehicle for this loan type is 7 years.
What is a Used Auto Loan?
If someone has less than a 640 credit score, they only qualify for this type of credit card.
what is a Secured Credit Card?
It is a good practice to ask the member their preferred contact method of phone or email and document it here.
What is notes within the loan application?
Regardless of the payment method, the Lifestyle loan has this fixed rate.
What is 9.85%?
This line of credit has a fixed rate of 11%.
What is an Overdraft LOC?
A New vehicle must be previous year, current year or future year AND have less than 5,000 miles. Vehicles are considered USED after this date of the following year.
What is March 31st?
When submitting a Credit Card application, you must also complete this field.
What is Mother's Maiden Name?
The minimum payment of our credit card products is ______% of the balance or $25, whichever is greater.
What is 2%?
The collateral used for an Extended Mileage auto loan can have over 100,000 miles, but it cannot be older than this many years.
What is 10 years?
Co-borrowers are equal joint owners on a loan. Co-borrowers must both be Allegacy members and meet this qualification.
What is live in the same household?
A co-signer can only be recommended by ______.
What is a TLC Underwriter?
We require ______ years of employment AND address history on a loan application.
What is 2 years history?
The minimum dollar amount for the Visa Signature Rewards card is _________ dollars.
What is $5,000?
TLC would have capture a member's ______ and obtain statements/proof to attach to the application if the member will have over $10,000 unsecured credit.
What is Assets?
Discrimination from these 9 bases (Exercise of rights under the consumer credit protection / Gender / Age / Race / Color / National Origin / Religion / Marital Status / Receipt of Public Assistance) is prohibited under this.
What is Regulation B?
The maximum LTV for a credit tier B on a new and used auto loan is ______%.
What is 100%