Finding an Apartment
Buying a Car
Shopping
Shopping
Miscellaneous
100
The company or individual who owns the apartment.
What is a landlord?
100
The interest rate, which calculates your finance charges as a yearly rate.
What is APR (annual percentage rate)?
100
An agreement between a buyer and seller.
What is a contract?
100
Looking for the same product in multiple stores to find the best product/price.
What is comparison shopping?
100
The amount you pay out of pockect before the insurance company will pay out for a claim.
What is a deductible?
200
Gas, electric, water...
What are utilities?
200
The amount the insurance company charges the policyholder.
What is a premium?
200
Voluntary or involuntary removal of a dangerous product from the market.
What is a recall?
200
Day-to-day things that sustain life.
What are primary needs?
200
Insurance that covers damage to your car caused by things other than an accident (ex: tree branch, flood)
What is comprehensive insurance?
300
one individual apartment.
What is a unit?
300
Insurance that covers the damage you cause to someone else, their car or their property.
What is liability?
300
Something that won't help you live from day-to-day.
What is a want?
300
Things that improve your day-to-day life.
What are secondary needs?
300
An amount of money given to the borrower for a set period of time, which must be paid back with interest.
What is a loan?
400
A legal document signed by the landlord and tennant stating the terms of the agreement.
What is a lease?
400
Type of insurance where both parties would be covered under their own insurance in the case of an accident.
What is no-fault?
400
The seller's promise to fix or replace the product if something goes wrong.
What is a warranty?
400
Develops & enforces rules to protect consumers and educates consumers on their rights.
What does the FTC (Federal Trade Commission) do?
400
Insurance that covers damage to your car that you cause in an accident.
What is collision?
500
Amount of time required in advance if either the landlord or tenant wishes to discontinue the rental agreement.
What is notice?
500
Request for payment from an insurer for any damages covered by a policy.
What is a claim?
500
What you think the purchase is worth to you personally.
What is value?
500
$500
Purchases over what amount require a contract?
500
12 months
What is the length of a typical lease for an apartment?
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