ASSURE CHECKING
What is the minimum opening deposit for an assure checking account?
$25.00
What is the monthly service charge?
Name two ways you can waive these fees?
$10 monthly service charge
Ways to waive
1) under 18 and over 64
2) One client initiated debit or credit
3) The primary account owner is also an eligible Priority checking or Private wealth Management client.
How much is the monthly service charge?
$100.00
What is the new Zelle Limit (as of 9.19.2025) for consumers greater than 30 days.
Daily?
Monthly?
Daily $2000.00
Monthly $5000.00
What is the monthly fee on an assure checking account?
Waived for clients under what age?
$7.00
18 and younger
A Minor can be listed as a joint owner or authorized signer on a consumer account. When added as a joint owner what should they be listed as?
Primary owner
How can you waive the monthly service charge?
$7500 in combined consumer deposits (excluding CD and IRAs)
$250,000.00 in brokerage or trust relationships
What is the Minimum daily balance required in a Private Wealth Checking account?
$25,000.00
What are the 4 designs Hancock Whitney offers on Debit card designs?
1)Hancock Whitney Blue
2)LSU
3)Saints
4)USA
What is the daily limit for Point of sale on the Assure checking account?
$5,000.00
The bank allows individuals as young as ___to ___ to be a joint owner on a checking account.
aged 13 to 17 as a joint owner as long as they are listed as the primary account holder.
List 4 extra benefits to Priority Checking over Freestyle Checking.
1) Free priority checks
2) 25% Safe deposit Box
3)no fee wire transfers
4)tiered Interest rates
What 3 Checking accounts can you connect a Handyline, LOC, or deposit account for overdraft protection?
Freestyle
Priority
Private Wealth
As of 9/19/2025
What are the new CD rates and APY for
3m & 5m & 8m & 11m?
3M- Rate 3.35% APY 3.40%
5M- Rate 3.78% APY 3.85%
8M- Rate 3.11% APY 3.15%
3M- Rate 3.11% APY 3.15%
The assurance that no NSF / OD fees will be incurred
Can Clients get their Debit card or Checks sent to the bank so that no one steals their mail???
No way jose! Send it to their address on file. Verify with clients before you order.
What is the rate or APY on a Priority Checking account?
.010... NOT GREAT... SOOOOOO
Priority checking can give them a relationship to open a Priority Money Market can earn more interest. If they have 25k to spare throw it in a Priority Money Market to earn an intro rate of 2.81 APY
Does private wealth get free priority checks on this checking account?
yes
How much can you receive for opening up a new freestyle checking account?
What is the stipulation?
$300 for opening up a new freestyle checking account.
You must not be a current client or have an active checking account or have closed one within the past 90 days. You must receive a minimum $500 direct deposit before December 2025 and keep funds and Direct deposit through 2/28/2026
List 4 free things that come with the Assure Checking account.
1) debit card
2) online banking
3) e statements
4) bill pay
5) mobile banking/ email alerts
If an Freestyle Account maintains a $0 for _________consecutive days, we may close the account
60 consecutive calendar days
What is the POS (point of sale limit) on a Debit card off the Priority Checking account?
$20000.00
How many monetary instruments/per month do the clients get free?
5 FREE.... Unless you are someone SPECIAL!
What are the mobile check deposit limits less than 30 Days active?
Daily-
Monthly-
Daily $3500.00
Monthly $3500.00