Awesome Things That Happened in 2025
Do We Really Know Anything About Lending?
Jingle All The Way
Do We Really Know Anything About Title Work?
Know Your Fellow Agent
100

Brokerage that turned 40!

Who is REMAX of Midland?

100

This type of loan, often fixed at 30 years and backed by the government especially for first-time buyers, remains one of the most popular in U.S. mortgage lending.

What is an FHA loan?

100

This classic holiday film is played on a 24-hour loop every Christmas.

What is “A Christmas Story”?

100

What document makes Bridget very happy when it is filled out completely?

What is the pending sheet?

100

If the office was suddenly burned down, this agent would most likely be holding the match.

Who is Ashley?

200

The food truck that brought us Wednesday treats.

What is Lou's Donuts?

200

To use a VA loan, the property must meet this occupancy requirement—it can’t be a second home or investment property.

What is a primary residence?

200

This classic holiday figure was originally depicted wearing green robes before Coca Cola made him famous in red.

Who is Santa Claus?

200

This document is required by title when the property is in a trust.

What is a current Certificate of Trust?

200

Even if the door is shut and lights are off, this agent is still most likely to be in their office.

Who is Carrie?

300

Our new friend from the garage sale.

Who is the drunk man driving the white truck who supposedly works at McDonalds?

300

This homebuying step is just an estimate based on information a buyer provides, while its stronger counterpart requires verified documents and a lender’s credit check.

What are a pre-qualification and a pre-approval?

300

This popular holiday drink was once known as “milk punch.”

What is eggnog?

300

This document will be required by title when the property is owned by an LLC.

What is an Operating Agreement?

300

This agent went back to the elementary school she went to for our first balloon program at Floyd.

Who is Vicki Strouse?

400

After years of waiting, this essential office system is finally fixed for real.

What is the boiler?

400

This number, not the pre-approval amount, determines how much a buyer can actually afford once taxes, insurance, and debts are calculated.

What is the debt-to-income ratio?

400

This country is credited with starting the tradition of decorating Christmas trees.

What is Germany?

400

If a property is owned by a trust, what name does the bank account need to be in?

What is the name of the Trust Account?

400

Phillies Karen

Who is Gordon?

500

This restroom incident had the office posting on the hustle page and sparked whispers throughout the office.

What is 💩 ?

500

This type of home loan professional works with multiple lenders to find the best program for a buyer, unlike a direct lender that only offers its own bank’s loans.

What is a mortgage broker?

500

This winter holiday song was originally written for Thanksgiving—not Christmas.

What is “Jingle Bells”?

500

What year did the State of Michigan standardize POA's under the Uniform Power of Attorney Act?

What is 2024?

500

This agent is probably the only one who actually would go to the gym with Dan.

Who is Matt Montbriand?

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