Financial Literacy
Setting a limit on how much money you can spend in a specific timeframe.
What is a budget?
You should always do this to your dirty plates and counters immediately after you finish cooking or eating a meal.
What is clean your dishes and wipe down counters?
How often a teenager (or anyone) should ideally shower or bathe and practice basic daily hygiene.
What is once a day?
Four key components of a proper first-in-person introduction: say hello, state your name, look them in the eye, and do this.
What is shake hands?
The duty or obligation to complete expected tasks, make sound decisions, and accept accountability for the outcomes of your actions.
What is responsibility?
This type of bank account let you deposit money and spend it using a debit card for daily purchases.
What is a checking account?
This kitchen tool should never be used to put out a grease fire on the stove.
What is water?
The minimum amount of time you should scrub your hands with soap and water to effectively kill germs.
What is 20 seconds?
When someone else is speaking, showing basic active listening and good manners means doing this.
What is letting them finish without interrupting (or making eye contact / nodding)?
This official document is what you update and polish to showcase your part-time jobs, volunteer work, and skills when applying for employment.
What is a resume?
Three-digit number (ranging from 300-850) that tells lenders how trustworthy you are with borrowed money.
What is a credit score?
The "danger zone" temperature range where bacteria multiply rapidly in perishable food left sitting out.
What is between 40°F and 140°F (or above 2°C to 60°C)?
Signs like irritability, headaches, dark urine, and dry mouth are common red flags for this easily fixable physical state.
What is dehydration?
The polite thing to do with your phone or tablet when someone is actively trying to talk to you in person.
What is put it down / silence it / give them your full attention?
Things like age, driving record, claims history, credit score, gender, and marital status effect this.
What is auto insurance?
The money that gets automatically subtracted from your gross paycheck for taxes, health insurance, and Social Security before it hits your account.
What are deductions (or withholding)?
This piece of equipment prevents cross-contamination when switching between cutting raw chicken and slicing fresh vegetables.
What is a clean/separate cutting board?
The legal age in the United States to purchase, possess, or consume alcohol.
What is 21 years old?
When you make a mistake or hurt someone's feelings, a genuine response requires acknowledging the error and offering this.
What is an apology?
If you rent an apartment, having this specific type of affordable insurance policy protects your personal belongings against fire, theft, or water damage.
What is renters insurance?
Building this type of financial cushion--ideally worth 3 to 6 months of living expenses-- protects you from unexpected emergencies like car repairs or job loss.
What is an emergency fund?
To safely thaw frozen chicken or beef without inviting bacteria growth, you should move it from the freezer to this spot.
What is the refrigerator?
This invisible digital habit—keeping screens out of the bedroom at least 30 to 60 minutes before sleep—drastically improves deep rest and brain recovery.
What is turning off screens / blue light before bed?
A constructive way to address a conflict with a friend instead of attacking them with "You always..." statements.
What is using "I" statements (e.g., "I felt hurt when...")?
The first thing you should check or do if the circuit breaker trips and the power goes out in one specific room of your home.
What is check the electrical panel / unplug overloaded devices?