College
What is the best way to know if a college is right for you?
Visit and ask lots of questions
What tool can be most helpful when navigating a new public transportation system
map or phone app
Describe the difference between buying and leasing.
When you buy something, you are or will be the eventual owner. When you lease, you are only borrowing something for a set amount of time.
Define "credit".
Your ability to take on and pay back debt
What's the difference between a resume and cover letter? How long should each be?
A resume includes action words with bullet points of all your experience. A cover letter uses full sentences to express interest in a specific job. Both should be maximum 1 page.
What is the cheapest way to pay for college?
Grants and/or Scholarships
Which form of ID do you need to travel outside of the USA?
Passport
What is the typical loan payment called for a house?
A mortgage
List one way you can build credit.
Open a low limit credit card, co-sign with an adult on a loan such as a car, be an authorized user on an adult's credit card, pay your bills on time
Explain what rights you have in the workplace as a worker with mental health issues.
The ADA requires employers to provide reasonable accommodations for documented disabilities.
Name 2 things you need to include in a college application
Possible answers: grades, extracurricular activities, volunteer/job work, an essay, letters of recommendation, standardized test scores
Starting in October 2021, what form of ID will you need to travel within the USA or to enter federal buildings?
A REAL ID
What percentage of your income should you allow for rent?
25%
Daily Double !!
List 3 things affected by your credit score.
Daily Double!!
Possible answers: ability to borrow money, enlisting in the military, getting a job, loans for cars & houses, renting apartments, car insurance
What should you include in a resume?
Education (including awards you won), job/volunteer experiences, specialized skills/certifications
grants/scholarships, loans, cash
List 3 safety tips when traveling.
Possible answers: familiarize yourself with local laws/customs, never travel alone, avoid having lots of cash, bring back up documents of ID, be aware of theft, do not leave drinks attended, be wary of strangers, do not leave your belongings unattended,
How old do you have to be to rent/buy a car, house, or apartment.
At least 18, but sometimes 21 or 25
Explain the difference between a checking and savings account.
A savings account accrues interest and has more limitations. A checking account allows for more frequent withdrawals/deposits and does not typically build interest.
What are 3 things you should do for every job interview.
What is the name of the application you MUST complete in order to receive financial aid for college
The FAFSA (Free Application for Federal Student Aid)
If you are traveling and you are arrested or lose your passport, where do you need to go?
The nearest US Embassy or Consulate
List 3 documents a landlord might ask you for when renting an apartment.
Possible answers: pay stubs, W2 form, bank statement, voided check, credit check, application with references
When budgeting, list 4 examples of monthly bills you may to have pay.
Name one website helpful for career development
ONET and Career One Stop