College 101
What does FAFSA stand for?
Free Application for Federal Student Aid
What is a résumé used for?
To show your experience and skills when applying for a job
What is a budget?
A plan for how to spend and save money
What’s one red flag in a relationship?
Controlling behavior, dishonesty, lack of boundaries
What’s a consequence of not paying your bills on time?
Late fees, credit damage, service disconnection
What are three things you should consider before choosing a major?
Answer: Interests, job opportunities, salary expectations, course difficulty, or time to complete
What is an elevator pitch?
A short speech to introduce yourself and your goals
Name a want vs a need
Mrs.John decides!
Why is communication important in a relationship?
It helps solve problems and understand each other
Name 2 important documents all adults should keep safe.
Social Security card, ID, birth certificate, insurance info
Name two things colleges consider during the admissions process.
GPA, test scores, extracurriculars, essays, etc.
Name one way to prepare for a job interview.
Practice questions, dress appropriately, research the company
If you earn $2,000/month and rent is $800, phone is $150, car and insurance are $300, and bills are $400, how much do you have left?
$350
What does consent mean in any relationship?
Permission given freely, clearly, and respectfully.
Name 3 services adults often have to sign up for or manage on their own.
Health insurance, utilities, internet, renter’s insurance, credit cards.
What is the difference between a grant and a loan?
Grants don’t need to be paid back; loans do
What’s the difference between a job and a career?
A job is temporary; a career is long-term with growth
Name three monthly expenses besides rent.
Groceries, transportation, phone bill, etc.
What are the signs of a toxic friendship?
Manipulation, jealousy, controlling behavior, disrespect, or lack of support
What is a credit score and why is it important for adult life?
A number showing how responsible you are with money; affects loans, jobs, and housing.
What are the pros and cons of taking out student loans, and how can someone manage that debt wisely after graduation?
Pros: Makes college possible; builds credit
Cons: Long-term debt, interest adds up
Management: Borrow only what’s needed, understand repayment plans, make payments on time, explore loan forgiveness options
How can social media hurt or help your chances of getting hired?
Inappropriate posts can cost you a job; professional accounts (LinkedIn) can show your strengths.
What’s one way to make your money stretch during tough months?
Cut back on wants, meal prep, use public transportation, delay unnecessary spending.
Mrs.John chooses
What are three good hygiene habits for daily adult life?
Showering, brushing teeth, washing clothes, using deodorant.