Housing
Employment
Money Management
Transportation
Miscellaneous
100
Name 3 monthly expenses associated with renting an apartment.
Rent
Utilities (electricity, gas, water)
Renter's Insurance
Cable/Internet
Pet Fee
Trash/HOA Fee
100
If you are going to be late or out sick from work, what should you do?
Call your supervisor.
100
How much of your credit card debt should you pay off each month?
No less than your Minimum Payment listed on the bill.
Ideally 100% of what you owe to avoid paying interest and to have a good credit score.
100
What *FREE* thing should you do if your "check engine" light comes on?
Go to AutoZone and ask them to use an "OBD code reader" on your car to read the error code.
Google the code that came up to see what might be wrong with your car. It may be a very easy fix!
(They can clear the code and reset the light for you, but it will come back on if the issue is not solved)
100
What is a Primary Care Physician or PCP?
A doctor one sees for routine medical care and a yearly physical exam.
200
How long does an eviction stay on your record?
7 years
200
What are 2 good questions to ask an employer at the end of a job interview?
What can I do between now and when you make your final decision about this position to make myself a better candidate?
Do you have any hesitations about my qualifications?
What are the next steps in the hiring process here?
What have past employees done to succeed in this position?
...
200
What percent of your income should go towards housing? (answer within 5%)
30%. This may be closer to 40 or 50 when you first start off, but should not be any higher than that.
200
Where can you find information on the bus schedule?
godurhamtransit.org
TransLoc Rider app
Paper schedules on buses and at Durham Station
200
When doing laundry, what temperature should dark colors be washed in?
Cold
300
How long is an average apartment lease term length?
12 Months
300
What are three questions you can expect to be asked in a job interview?
"Tell me about yourself."
"What are your strengths?"
"What makes you a good candidate for this job?"
...
300
Identify 2 ways to save money on groceries
Coupons
Sales
Store Loyalty Cards
Buying in Bulk
Store/Generic Brand
300
Where in a car can you find a jack to lift up the car when changing a tire? Be specific!
The trunk! Often, hidden in a side panel inside the trunk or in a compartment under the mat in the trunk
300
True/False: It is safe to eat Chicken cooked rare
False: Poultry and Pork need to be cooked all the way through to be safe to eat.
400
Money deposited with a landlord to cover costs of damages to a rental unit or unpaid rent when a renter moves.
Security Deposit
400
What is the difference between Gross Pay and Net Pay
Gross pay is what you earn before taxes/deductions. Net pay is what you earn after taxes, or the amount of your pay check.
400
What is the difference between a Debit Card and a Credit Card?
Debit Card : Purchases deduct money directly from your bank account
Credit Card : Purchases credited to the account are paid back with interest
400
What is the price of a GoDurham 31-day Pass?
$36 for unlimited GoDurham bus rides for 31 days.
400
What are the steps to using a fire extinguisher?
500
Identify 2 ways to lower utilities costs (electricity, water, gas, etc.)
Turn off lights when leaving the room
Change HVAC filter regularly
Use less heating/air conditioning
Clean dryer lint trap
Cutting off faucet when brushing teeth
500
IRS form required to be filled out when you start a job so they know how much taxes to take out
W-4
500
This document tells potential lenders how risky it is to lend money to you based on your past history of paying bills and maintaining financial accounts.
A Credit Report
500
Name three expenses associated with owning a car?
Car Insurance
Gas
Maintenance
Property Tax
Registration
500
Your toilet starts overflowing and spilling out onto the bathroom floor - what do you do?
Turn off the water by turning the valve on the wall under the toilet. Try using a plunger to unclog the toilet. If you cannot unclog the toilet, call a plumber. Clean up, assess for water damage, and turn water back on.