Money Matters
What is a budget?
A plan for how you will spend and save your money
Name two ways to pay a bill.
Online, by mail, in person, or automatic withdrawal
What should you bring to a job interview?
Resume, references, positive attitude, etc.
What are body language signs that indicate someone might be a threat?
Tense posture or clenched fists, making direct or prolonged eye contact, standing too close (invading personal space), or aggressive gestures like pointing or pacing
What does "active listening" mean?
Paying full attention, making eye contact, and responding to show understanding
What does it mean to live paycheck to paycheck?
Spending all your earnings before your next paycheck arrives
What are two benefits of meal planning?
Saves money, reduces food waste, helps you eat healthier, more intentional about what you eat, etc
What should you do if you’re running late to work?
Call your boss or supervisor as soon as possible and apologize
If someone calls saying you owe money and demands payment immediately, what should you do?
Hang up and verify the claim—could be a scam.
If you have a disagreement with a friend, what is one way to handle it maturely?
Stay calm, listen to their perspective, and try to compromise
Name two ways to build good credit
Pay bills on time, keep credit card balances low, use credit responsibly, etc.
What is one thing you can do to make filing taxes easier each year?
Keep track of receipts, documents, and important financial information throughout the year. / Remember where you filed your taxes the previous year/ etc.
What does "networking" mean in a professional setting?
Building relationships to find job opportunities and career growth.
Name two things you should have in your car in case of an emergency
Spare tire, jumper cables, first aid kit, flashlight, etc.
If a coworker keeps interrupting you in meetings, what could you say?
"I’d love to finish my thought before we move on."
If your rent is $800 and your paycheck is $2,000, what percentage of your income goes to rent?
40%
If you’re getting a new phone plan, what is one important factor to compare between options?
Monthly cost, data limits, coverage, contract length, etc.
What are two ways you can ask for a raise/be prepared to ask for one at work?
Show proof of good performance, ask at the right time, and be professional, etc.
If your phone or wallet gets stolen, what should you do first?
Report it to the police and freeze your bank cards
What is an "I" statement, and why is it helpful in conflicts?
It expresses feelings without blaming, e.g., "I feel upset when..."
You take out a $1,000 loan with a 5% annual interest rate. If you make $100 monthly payments, how long will it take to pay off the loan?
About 11 months
What is one thing you should do before taking over-the-counter medicine for a cold or flu?
Read the label for dosage instructions, possible side effects, check for any potential interactions with other medications, check if it will show positive in a UA, etc.
What is a 401(k)?
A retirement savings plan offered by employers with tax benefits
What should you do if your boss verbally reprimands you for something you did not do, in front of others?
Stay calm and composed, listen carefully to the feedback, and avoid reacting emotionally. Afterward, ask for a private meeting to discuss the issue further and ask for constructive feedback on how to improve