A written agreement between a tenant and a landlord that includes the date, rental period, monthly rent, due date, and address of landlord
What is a lease?
This concept helps you to organize your money, and what you need to spend it on
What is budgeting?
A place for free food (3-5 days worth) for individuals who are experiencing hardship.
What is a food pantry?
Name a store that offers a mobile app with digital coupons to help you save money.
Answers can vary: Kroger, Dollar General, Meijer, etc.
The three questions we start each group ("How are you feeling," "What is your goal for today...") is called this
What is Community Meeting
A tenant right where everyone deserves to the basics: running water, working electricity, free of pests, etc.
What is The Right to a Habitable Home?
Give three example of a "want" and three examples of a "need"
You can call this number to get an entire database of community resources--food resources, rental assistance, shelters, etc.
What is 211? (United Way)
Give 2 examples of how someone can "Shop Smart"
:)
419-936-7500
What is Unison's Call center contact number. Which can be used to schedule/cancel/confirm appointments.
Name 1 reason a person could be evicted from their home or apartment.
1. Nonpayment of rent
2. Vandalism/not caring for space
3. Violating lease agreement
What are the main components you would expect to find on a budgeting worksheet?
Income, expenses, and savings
You contact this resource to get on a payment plan for your utilities.
What is PIPP/HEAP?
A short-term, high cost, unsecured loan, costing less than $500 (usually), and is designed to be repaid by your next payday.
What is a Payday Loan?
A Clinic where you can go as a homeless individual, for medical care.
What is Mildred Bayer.
Give at least 3 examples of tenants rights (hint: there are 5)
1. The right to fair housing, without discrimination
2. The right to a habitable home
3. The right to privacy
4. Right to Advance notice of eviction
5. Right to return of a security deposit
Give an example of why it's important to save money.
Answers can vary but may have a common theme: because unplanned things happen
You can visit this agency for assistance with Resume writing and entry level training programs.
What is the Source or Ohio Means Jobs.
Expenses that are unplanned and have the potential to put someone in debt. Examples of this include a medical emergency, car repairs, or house repairs.
What is an Unexpected Expense?
988
What is the suicide and crisis lifeline.
Describe a situation where someone would use Rent Escrow
The answer should explain a scenario where repairs are not made timely and the landlord has not responded.
Negative thoughts about budgeting ("I'm not good with numbers; I don't make enough money to budget...") are examples of this.
What is a Budgeting Myth?
You would call one of these community resources if you feel discriminated against by your landlord
1. Toledo Bar Association
2. ABLE/LAWO (can call them for help if there's tangible proof or documentation)
3. Fair Housing Center (if you need help gathering proof)
is a popular "buy now, pay later" (BNPL) service that allows users to split retail purchases into four equal, interest-free installments paid every two weeks.
What is afterpay
The third planet from the sun
What is Earth