NLG
WHAT IS ADLs?
ACTIVITIES OF DAILY LIVING
Are Chronic and Critical riders available for clients 65 yo and older?
NO. The Chronic and Critical Illness versions are not available for applicants issue age 65 and older.
LIVING BENEFITS ARE ALSO KNOWN AS?
ACCELERATED BENEFITS RIDERS
Name the 4 triggers of critical injury.
Coma, Paralysis, Severe Burns, Traumatic Brain Injury.
What is the minimum required FA for Terminal Illness riders?
Minimum $25,000 for Terminal Illness Rider.
DOES MOO OFFER TERMINAL, CHRONIC, AND CRITICAL BENEFITS IN THEIR TERM PRODUCTS?
Under Critical Illness, in CA, Does any cancer qualify for the rider or invasive cancer only?
Invasive Cancer CA only
Name 8 triggers for Critical Illness Rider.
1) Heart Attack 2) Stroke 3) Invasive cancer 4) End-stage renal failure 5) Major organ transplant 6) Blindness 7) Paralysis 8) Loss of limbs
FOR NLG AND ANICO, WHAT IS THE LIFE EXPECTANCY IN MONTHS FOR TERMINAL ILLESS?
24 MONTHS
NAME ALL 6 ACTIVITIES OF DAILY LIVING IN ORDER.
Bathing, continence, dressing, eating, toileting, transferring.
What are the 2 options to accelerate the living benefits?
Partial Acceleration and Full Acceleration.
WHAT DOES ALS STAND FOR?
Amyotrophic lateral sclerosis (ALS)
A nervous system disease that weakens muscles and impacts physical function.