STCU/Loan Misc.
What is our Vision Statement?
To be the most loved and valued financial relationship on Earth
Name at least 3 types of acceptable collateral.
Shares/CDs on deposit with STCU, Autos/Trucks, Boats, Motorhomes, 5th Wheels, Travel Trailers, Campers, Conversion Vans, Motorcycles, Jet Skis, Snowmobiles, ATVs, Small Tractors (under 100HP), and Horse Trailers
What was the first feature-length animated movie ever released?
Snow White and the Seven Dwarves
What is the annual fee for the STCU Premier Rewards Mastercard?
$49
Which title document(s) require a notary?
Title Application and POA
Taylor Swift’s first single was a song named after which country singer?
Tim McGraw
What year was STCU founded?
DAILY DOUBLE: In what month of that year?
1934
DAILY DOUBLE: October
Name at least 3 types of unacceptable collateral.
Existing household furnishings, Commercial vehicles/equipment, Agricultural equipment, Business assets, Vehicles with branded title, Boats/RVs intended to be used as the borrower's primary residence, and Vehicles being used for taxi services.
Ceasar salad originated in this country...
Mexico
How often can a member change their 2x rewards points categories with a Premier Rewards Mastercard?
Every 90 days
If it's a Dealership Purchase, who keeps the original Title Application and the POA documents?
STCU
Which ‘90s music couple famously wore matching denim outfits to the 2001 American Music Awards?
Justin Timberlake and Britney Spears
What is the fee for fixing a portion of a HELOC (if not fixed at origination)?
$50
What is considered a "branded" title?
Rebuilt or Salvaged
Interstate routes that run East and West are what kind of number?
BONUS: Routes that run North and South are what kind of number?
Even
BONUS: Odd
What is the cash advance fee on credit cards?
$5 or 3% (whichever is higher)
What does ROI stand for?
Release of Interest
Which Celine Dion song won Best Original Song at the 1998 Oscars?
“My Heart Will Go On”
How long does the member have to provide proof of insurance?
30 days
What do we do if the member wants to use a tractor as collateral and it's over 100HP?
Which states make up the "Four Corners"?
Arizona, New Mexico, Colorado, and Utah.
Which credit card offers the perk of no foreign transaction fees?
STCU Premier Rewards World Mastercard
What kind of title scenario is this: "Member has a loan on their vehicle of RV loan at another institution and wants to bring it over to STCU"
External Refinance
Eminem stars and performs in what semi-autobiographical movie from 2002?
8 Mile
What does CLTV stand for?
Combined loan-to-value ratio
Where would we find the full list of acceptable and unacceptable collateral?
Can be found in the Consumer Loan Procedure Manual on the Insider.
In which country did the first successful credit unions begin?
Germany
The low 0% intro on purchases and balance transfers for the first 19 billing cycles is dependent on what?
The member's credit score (630+)
In a private party sale who processes the title documentation?
The member
Who performed at the Super Bowl halftime show in 2021?
The Weeknd