Loans
Backend Products
Specfile
CPI
Miscellaneous
100

The APR on Credit Rebuilder loans, regardless of credit score.

What is 18%?

100

The backend product that helps cover the difference between the value of a totaled vehicle and the loan balance.

What is GAP?

100

This is what you type in Specfile to find out somebody's teller number.

What is "Who?"

100

This is the cost of CPI per month.

What is $105?
100

The length of consumer loans' grace period, or the amount of time after a loan's due date before a late charge is assessed.

What is 10 calendar days?

200

The type of loan that, when we quote a payoff, we must add $20 to the payoff in Symitar. Double points if you can name the names of the 3 loans.

1. Mortgage loans.

2. 1st mortgage, Home Equity, and HELOC.

200

This is the maximum amount of deductible reimbursement that Auto Advantage will pay per claim.

What is $500?

200

This is the form you prepare when a member wants to change their payment frequency or due date.

What is the Subsequent Action form?

200

This is the maximum deductible we allow members to have on their auto insurance policy.

What is $1,000?

200

The amount of the annual fee on WFCU credit cards.

What is $0?

300
A type of loan we offer that allows you to borrow against it repeatedly.

What is open-end loan / credit card / LOC / HELOC?

300

This is the amount that GAP will pay on your new auto loan if you total your vehicle and finance your replacement auto with WFCU within 90 days of the GAP claim paying out. 

What is $1,000?

300

This is the form for members to sign if they want to set up an automatic payment from their WFCU account to their WFCU loan.

What is Internal Transfer Agreement?

300

This is where CPI refunds are applied.

What is to the loan (as a principal payment)?

300
This is the cost of a skip-a-pay.

What is $30?

400

This is the percentage of the retail that we use when financing an auto with a salvage title.

What is 60%?

400

Name ONE of the coverages offered with VPP-Edge coverage.

What is:
- Road Hazard Tire & Wheel
- Key Replacement
- Windshield Repair
- Cosmetic Wheel Repair
- Paintless Dent Repair
- 24/7 Emergency Roadside Assistance

400
This is the title in Specfile of the form you need to complete to have a Kansas lien on a vehicle removed.

What is "WFCU Lien Release?"

400

This is the name of the company that provides WFCU with CPI.

What is State National?

400

The rate on a 2020 GMC Sierra loan for a C tier member at 115% LTV for 72 month.

What is 13.35%? 

(Double points if you asked me if they would have auto pay).

500

This is the LTV of a car worth $25,000 that has a loan balance of $20,000.

What is 80%?

500

Name 2 of the coverages available when members purchase Debt Protection.

What are Life, Disability, and Unemployment?

500

This is the form you have member's sign if they want to set up an automatic loan payment from another financial institution.

What is the Preauthorized Deposit Agreement?

500

WFCU's lienholder address for auto insurance is in this city and state.

What is Fort Worth, TX?

500

These are the 2 types of loans that are not eligible for a skip a pay.

What are mortgage loans and open-ended loans?

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