Auto Loans
True or False?
Members can apply for an Auto Loan on our website.
True! There is an Apply for a Loan portal on our NWCU website.
How many points per dollar can members earn with our Rewards Visa?
1.5 points per dollar!
Name one home loan through NWCU that does not require a down payment.
VA loan or FTHB.
How many payments in advance can a member make on their loan?
Up to 3 payments can be made in advance.
What is the APR percentage that members can save when signing up for Auto Pay upon finance?
Members save .50%!
True or False?
Members can use rewards for cash back?
True!
True or False?
VA Home Loans only require a down payment of 5% once previous military service has been verified.
False! No down payments for VA loans.
How many days do members have with 0% APR with our Hardship Loan?
90 days of 0% APR.
What years are considered "new" for vehicles, according to our rate sheet, as of 2022?
2019 and above!
What is the fee for a late credit card payment?
10 days late = $25.00.
What is the term that our Home Equity Loans go up to?
30 Years.
How many months must a member be established with NWCU to qualify for our NW Cash program?
10 months.
What is the minimum amount a person can finance through our auto loans?
$5,000.00
True or False?
There is a $10 annual fee on our Rewards Visa?
False! None of our credit cards include annual fees.
What type of construction loan(s) do we offer at NWCU?
Trick question - none!
What are the 4 accepted forms of currency accepted for our loan payoffs?
1: Checks
2: Cashiers Checks
3: Account Funds
4: Cash
True or False?
A person under the age of 18 can sign up for an auto loan with NWCU as long as their parent or legal guardian is the co-signer.
FALSE!
What are the 3 types of credit cards offered through NWCU?
Platinum Rewards, NW Visa, and Secure Visa.
What is the amount range that is intended for the Jumbo Mortgage Loan?
$647,200.00.
What is Chester McHamsters astrology sign????
A Libra.
;)