LOANS
An installment loan secured by an automobile with a fixed rate and term.
What is an auto loan
An insured dividend-paying account that allows individuals to set aside money for retirement in a tax-advantaged manner.
What is an IRA
Payment Protection is not available on Secured Visa Credit Card or Share Secured Loans.
What is True.
Insurance designed to cover losses to a member's property including their home, vehicle, and/or other personal possessions.
What is Insurance Property & Casualty
Members use this to link their accounts at DCCU to an account that they are names on at a different financial institution.
What is A2A
An installment loan secured by collateral other than an automobile with a fixed rate and term.
What is Other Vehicle Loan
An insured dividend-paying account created for paying qualified education expenses of the designated beneficiary (the child) of the account.
What is a Coverdell Education Savings Account.
Payment Protection offers protection on
What is Loss of life, disability caused by injury or illness, involuntary unemployment.
Both term and Whole Life policies available. Annuity products available.
What is Life Insurance
An ACH Origination transfer must be between the member's account here at DCCU and an account on which they are primary or joint at another financial institution.
What is True
An unsecured installment loan with a fixed rate and term.
What is a Personal Loan
Tax favored savings arrangements for members covered by high-deductible health insurance plans that allow a member to save money to pay for qualified medical expenses for themselves, their spouse, and their dependents.
What is a Health Savings Account.
What is False.
Correct answer is 25
Hospital Accident Insurance Plan. Supplements other coverage plans. May provide daily cash benefits for Accident/Injury or Critical Illness.
What is Supplement Health Insurance
It is acceptable to wait 5 minutes to come inside the branch once the all clear signal has been given.
What is False. You should enter the branch as soon as the all clear has been given.
An unsecured revolving line of credit with a fixed rate and no term.
What is Personal Line of Credit
An insured, dividend-paying account that allows Grantor(s) to fund the Trust by depositing money into the account.
What is a Revocable Trust Account.
Is a voluntary, non-insurance product designed to waive the remaining loan balance not covered by the primary borrower's primary insurance carrier settlement in the event of a total loss or unrecovered theft.
What is GAP
Insurance coverage designed to provide a cash benefit in the event of a member's accidental death or dismemberment.
What is Insurance- Accidental Death and Dismemberment
It is acceptable to give members their credit score listed in Symitar.
What is False.
The only time a credit score should be given is when the member has applied for a loan withing the last 30 days.
An unsecured revolving line of credit with a variable rate.
An insured dividend paying account created for settling debts and distributing funds to beneficiaries named in the Will.
What is an Estate Account.
Only members can purchase GAP and it is transferable.
What is False
If they would like to speak to a representative this is the repgen you would submit for an MIA representative to contact the member.
What is MIA.NEW
A system when two people are actively working on one item at a time. This should involve no more than 2 individuals during the same transaction.
What is dual control