Current System
CLASS Act
Baby Boom
Public Opinion
100
This program current provides a national safety net for long-term care services.
What is Medicaid?
100
This champion of the CLASS Act said about the legislation: "Too many Americans are perfectly capable of living a life in the community, but are denied the supports they need. They languish in needless circumstances with no choice about how or where to obtain these services. Too often, they have to give up the American Dream the dignity of a job, a home, and a family so they can qualify for Medicaid, the only program that will support them. The bill we propose is a long overdue effort to offer greater dignity, greater hope, and greater opportunity. It makes a simple pact with all Americans 'if you work hard and contribute, society will take care of you when you fall on hard times.'"
Who is Senator Ted Kennedy?
100
This is the number of people who will turn 65 each day in the US for the next 19 years.
What is 10,000?
100
When asked about getting older, most Americans tend to do this with the cost of long-term care services.
What is underestimate the cost?
200
This is the main way that people qualify for Medicaid.
What is being poor?
200
The CLASS Act was incorporated into this piece of major federal legislation.
What is the Affordable Care Act?
200
This is the rate of increase of the 65+ population in Washington from 2000 to 2030.
What is 151%?
200
Many Americans mistakenly believe that this program will pay for long-term care needs.
What is Medicare?
300
Only 27% percent of long-term care expenditures are paid for by this source.
What is out of pocket or private pay?
300
This labor leader was appointed by Senator Harry Reid to serve on the Long-Term Care Commission.
Who is Laphonza Butler, President of SEIU ULTCW?
300
This percent of older adults will need assistance with long-term care needs.
What is 70 percent?
300
This is the main reason that pollsters think there is such a disconnect between public opinion and reality on long-term care.
What is denial?
400
Many people who have purchased private long-term care insurance are experiencing this change to their policies.
What are huge rate increases?
400
This is the main reason that the Obama administration stopped work on the implementation of the CLASS Act and supported its repeal.
What are concerns about the actuarial soundness of the program?
400
This source of funding for long-term care is dwindling due to changes in the job market and increases in the number of low-wage, low-benefit service jobs.
What are retirement savings?
400
Many academics and policy makers think that this must be a part of any successful effort to address the growing elder-care challenge.
What is public education?
500
Washington has a higher than average percentage of individuals purchasing this.
What is private long-term care insurance?
500
If the CLASS Act had been implemented, qualifying beneficiaries would receive approximately $50 per day for this period of time.
What is indefinitely? It is a lifetime benefit.
500
According to a recent survey by AARP, 40% of baby boomers plan to do this.
What is "work until they drop"?
500
These two demographic groups are the most unprepared for their long-term care needs.
What are young people and low-income people?
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