If todays day was 3/19/25, what would the 1st payment due date be for a standard deferral?
5/1/25
100
What loanserv screen can we find any active or past disasters on a loan?
INS DIS
100
What FHA workouts need a grade A title?
ALMs, Mod/PC combo/ SA Mod
100
What disposition should the repayment be on a loan that is 162 days delinquent?
Not Evaluated
100
What is the escrow calculation used for BO/Private mods?
Required balance+ unpaid items+- current escrow balance
200
If today is 3/5/25, what would your inputs for the 3 fields on the escrow script be.
4/25, 4/1/26, 60
200
If we are assigned a new loan in a disaster area and they are requesting a forbearance and the borrower is due for the month prior to the current month, what would the forb start be? (example: current date is 3/10, borrower is due for 2/1/25, what is the forb start date)
3/1/25
200
What is the escrow calculation for a FHA Mod/PC combo?
Payments to eff date +- total shortage/surplus
200
What workout would we run the bwr for if they are 5 months delinquent and the RFD is resolved and bwr can resume partial monthly payments?
Flex trial
200
What ALS screen would we find the flood zone?
AMFT
300
If a deferral is assigned 3/11 and we have everything needed to review the deferral, when does it need to be submitted to QR?
EOD 3/11- same day
300
If we are extending a disaster forbearance, what would the extended forb start date be? Scenario: current date: 3/21/25, loan next due: 11/1/24, current forb end date: 3/31/25.
4/1/25
300
How many days do we have to give the bwr to return signed mod docs?
At least 30 days
300
What income calculation would we use for a FNMA loan with the pay end date of 5/16/25 and the bwr has worked full time the entire year?
YTD
300
What income calc would we use for a BO/Private loan where the most recent pay end date is 2/7/25?
Average
400
What is the docs out date for standard deferrals?
3/16/25
400
What is the docs out date for disaster deferrals?
3/31/25
400
What do we input in CUS USER 43 for a BAU Standalone PC?
HPC
400
For a FNMA non-delegated flex trial with a prior deferred amount, where is the prior deferred amount showing in the BITB calc?
Piggy back field
400
For a private investor, where would we search for and find if we are delegated with the investor?