A person looking for a job is called a
Job Seeker
List 5 different was of raising finance for startups.
-crowdfunding
-Bank loans
-Microloans
-Venture capitial
-Angel investors
-FFF (Family, fools, friends)
-Grants (big companies, governments)
A _________________ is a unique series of letters assigned to a publicly traded company’s stock, used to identify it on a __________________. For example, Apple’s ticker symbol is AAPL and Microsoft’s is MSFT. It’s like a shorthand code that investors and traders use to quickly find and trade a company’s shares.
ticker symbol
stock exchange
Give a possible linking word to complete the sentence.
The company launched a new product; _____________ it expanded into international markets.
moreover
in addition, additionally
furthermore
also
what's more
In Accounting, what does ROI stand for?
Return on Investment
Give one advantage and one disadvantage of Video resumes (on Tik Tok or elsewhere)
Possible advantages:
1. employer gets a better idea of the applicant's personality
2. Applicants can't just use AI to write a script, it's too obvious.
3. Applicants can be more creative.
Possible disadvantages:
1. biased against non tech-savvy applicants (ageism)
2. some people may be more vulnerable to racial bias (not just a name)
3. If public, other possible employers can see where you've applied.
What is the difference between a proprietorship and a partnership?
A proprietorship is owned and run by one person.
A partnership is owned and run by two or more people sharing profits, losses, and responsibilities
What is the difference between a shareholder and a stockholder?
A shareholder owns shares (stock) in a company and has a financial interest in its profitability.
ex. Someone who owns 100 shares of Apple stock, or an investor in a startup.
A stakeholder is anyone affected by the company’s actions, including employees, customers, suppliers, the community, and shareholders.
ex: Employees, Customers, Suppliers, Local community
Use the second conditional to complete this sentence.
"If the accountant ___ (write) the report correctly, the auditors ___ (find) no mistakes."
If the accountant wrote the report correctly, the auditors would find no mistakes.
Who is the richest woman in the world?
Françoise Bettencourt Meyers (worth $99 Billion)
_____________ is a hiring approach that uses data, analytics, and measurable insights to improve and optimize the hiring process — from attracting candidates to making final hiring decisions.
data-driven recruitment
Why is "limited liability" attractive to a corporation?
Limited liability is attractive to a corporation because it protects shareholders’ personal assets from the company’s debts and legal obligations. This protection encourages investment, as people are more willing to put money into a business without risking everything they own. It also makes raising capital and growing the business easier, since investors face limited financial risk.
______________ are ownership in a company, ______________ are loans you give for fixed returns, and __________________ are collections of stocks and bonds managed together to spread risk.
stocks
bonds
mutual funds
Complete the sentence below in the third conditional.
"If the company ___ (take) advice from a financial consultant, it ___ (avoid) bankruptcy."
"If the company had taken advice from a financial consultant, it would have avoided bankruptcy."
Who is known as the "Father of Accounting"?
LUCA PACIOLI (famous Italian mathematician)
Give one advantage and one disadvantage of Data-driven recruitment from the applicant's perspective.
Possible Advantages:
Better matching: Data helps match applicants to roles that fit their skills and experience, increasing the chance of a successful hire.
Faster process: Automated screening and analytics can speed up recruitment, so applicants get quicker responses.
Transparency: Metrics and structured evaluations can make the selection process more understandable and consistent.
Possible Disadvantages:
Over-reliance on algorithms: Unique skills or unconventional experiences might be overlooked if they don’t match the data patterns.
Privacy concerns: Applicants may worry about how their personal data is stored and analyzed.
Reduced human interaction: Automated screening and scoring may make applicants feel less connected or valued.
What are the advantages of a corporation (compared to a propietorship partnership?)
The main advantage of a corporation compared to a partnership or proprietorship is limited liability, meaning owners (shareholders) are not personally responsible for the company’s debts. Corporations can also raise capital more easily by selling shares, and they continue to exist even if an owner leaves or dies, unlike a proprietorship or partnership. Additionally, corporations often gain greater credibility with investors and lenders.
What is risk and how do you determine it?
Risk= the chance an investment will lose money or not perform as expected. It represents uncertainty about returns.
We determine risk by: looking at price changes over time (volatility), how stable the company/industry is, economic conditions, etc.
Complete using the correct tenses.
Last month, the finance team ___ (receive) the annual audit report. They realized that the company ___ (overlook) several small expenses that had accumulated over the year. By the time the manager ___ (review) the accounts, the errors ___ (already/correct), and the financial statements ___ (be) ready for submission.
received – simple past
had overlooked – past perfect
reviewed – simple past
had already corrected – past perfect
were – simple past
What is the famous mathematical sequence often found in nature and also used in accounting?
THE FIBONACCI SEQUENCE
(some financial analysts and mathematicians have explored the Fibonacci sequence's potential connections to stock market movements or patterns in financial data. However, it's important to note that any such applications would be based on statistical analysis and not on direct use of the Fibonacci sequence in accounting calculations)
What are two cultural challenges a manager may face when handling conflict in international teams?
Indirect communication and differing attitudes toward hierarchy or confrontation — p. 20–21
Give at least one advantage and one disadvantage of going public.
Advantages of going public:
Access to capital – Selling shares on the stock market raises large amounts of money for expansion.
Liquidity for shareholders – Investors and founders can sell their shares more easily.
Increased visibility and credibility – Being publicly listed can enhance reputation and attract customers, partners, and talent.
Disadvantages of going public:
Loss of control – Shareholders and a board of directors have a say in company decisions.
Cost and regulatory burden – IPOs, reporting, and compliance with securities laws are expensive and time-consuming.
Pressure for short-term performance – Public companies often face pressure to meet quarterly earnings targets, which can affect long-term planning.
What does it mean to have a diversified portfolio?
Diversified portfolio = invested in difference asset classes (stocks, bonds, and mutual funds) in different industries and sectors.
Fill in the missing prepositions:
Many people invest ___ the stock market ___ hope of earning profits. Companies list their shares ___ attract new investors ___ expand their business. Traders must be careful ___ sudden changes ___ the economy that can affect stock prices.
Many people invest IN the stock market IN hope of earning profits. Companies list their shares TO attract new investors TO expand their business. Traders must be careful OF sudden changes IN the economy that can affect stock prices.
In accounting, what is the formula for calculating the net profit margin ratio?
Net Profit Margin = (Net Profit / Total Revenue) x 100