Banking
Credit
Expenses
Personal Finance
Hodge Podge
100
You must bring these to open a bank account and for an account for verification. License, Social Security, Taxpayer Number, Passport, or Matricula Consular.
What is identification?
100

- The ability to borrow money

- Sometimes called a loan 

- A promise you make to pay back money you borrowed with interest


What is credit?

100
Examples of this type of expense include mortgage/rent, insurance, real estate taxes, and vehicle registration.
What are fixed expenses?
100
A kiosk or terminal where you can deposit, withdraw, or transfer money from one account to another 24 hours a day.
What is an atm?
100

One of the tallest NBA players ever to play the game, who also starred in the movie "My Giant".

Who is Gheorghe Muresan?

200
This happens when you write checks for more money than is in your account.
What is an overdraft?
200

This tells lenders the following:

- Who you are

- How much debt you have

- Whether you have made payments on time

- Whether there is negative information about you in public records


What is a credit report?

200
When you borrow money from someone or from a financial institution and you have to repay them, and sometimes you have to pay them more if you wait longer.
What is a loan?
200
If you leave your money in your savings account for a long period of time, you will receive this from the financial institution.
What is interest?
200

An NBA player who played against and beat Lebron James in the NBA Finals, and was born in the same state as Lebron?

Who is Stephen Curry?

300
A request for your bank to pay another party from funds in your account. You will write all of the specific details and sign your name.
What is a check?
300

1. Equifax

2. Experian

3. TransUnion

What are the three credit reporting agencies?

300
Using these reduce your grocery bill, or gives you discounts on other items which is one way to help lower your monthly flexible/variable expenses.
What are coupons?
300
When you allocate money (or another resource) in the expectation of some benefit in the future
What is an investment?
300

What is the coolest/best company in the world?

Who is MAI Capital Management?

400
This should be performed monthly to ensure proper record keeping and help protect against identity theft.
What is a bank reconciliation or bookkeeping?
400

300  850

or 

501 to 990

What is a credit score?

400
Examples of this type of expense include groceries, wireless telephone, electric, heating oil/gas, events and entertainment, and gasoline.
What flexible/variable expenses?
400
Tax-advantage savings plan designed to encourage saving or future college costs.
What is a 529 Plan?
400

Who is the only player in NBA history to win the NBA All-Star MVP two years in a row?

Who is Russell Westbrook?

500
The limit of money deposited in a bank that is insured by the FDIC.
What is $250,000.00?
500

- Pay your bills on time

- Apply for a small bank loan

- Apply for credit at a local store

- Make large down payments and negotiate credit payments

- Ask a friend or relative to cosign a loan for you

- Ask lenders to review utility and other bills to grant you credit

- Keep your debt levels low

- Make regular deposits into your savings account


What is credit history?

500
What is the relationship between money coming in and money going out
What is cash-flow?
500
Calculate this by taking the total amount of money and assets you have and subtracting the total amount of money you owe.
What is your Net Worth?
500

Where was the first NBA All-Star Game held in 1951?

Where is Boston, MA?

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