Group Term Life
with AD&D
with AD&D
This is also known as the Non-Medical Maximum.
What is Guarantee Issue (GI)?
This is a COMMON duration for own Occ LTD coverage.
What is 2 years?
These are the products available with this market.
What are Cancer Insurance, Hybrid Disability, Term Life, and with or without AD&D products?
This product has over 65 benefits to choose from, each with their own benefit ranges.
What is the Accident product?
This is the age or years where the Death Benefit is fully guaranteed at 100%.
What is Age 70 or for 25 years, whichever is greater?
These are the two (2) types of Accelerated Benefit options available with this product.
What are Terminal Illness and Chronic Illness.
Benefits greater than this amount are not recommended due to reduced incentives to return to work.
What is 66 2/3%
This is available as a standalone for this market segment only.
What is Accidental Death & Dismemberment or AD&D?
This is the benefit amount for the Accident Sports package.
What is 25% of up to $1,000?
This is when Paid-Up Death Benefits begin to accrue.
What is after 10 years?
This AD&D benefit will pay if you are the victim of violence at the workplace.
What is the Workplace Felonious Assault Benefit.
This type of coverage is typically for 6 months.
What is Short-Term Disability?
These are the 2 Income Replacement options on the Hybrid Disability.
What is Percentage of Salary and Incremental Plan?
Hospital confinement is a required benefit for this product.
What is Hospital Indemnity?
This is the amount of hours an active employee must work weekly.
What is 30 hours?
This is the date quoting began with this new product.
What is 12/2/2024.
These are the two (2) types of disabilities the Elimination Period (EP) refers to.
What are Accident/Injury and Sickness/Illness?
This is the new name of this product block.
What is CWB Special Market?
This benefit on the Critical Illness product allows the policyholder to designate specific hospital facilities for higher Admission Benefits.
What is Preferred Hospital Groups?
This definition means the coverage has terminated because a premium was not paid when due.
What is Lapse?
Name two (2) types of plan options available with this product.
What are: 1. Basic 2. Voluntary
This type of plan allows an employee to receive a tax-free benefit at claim.
What is a Gross Up plan?
These products are available in the following states.
What are Ok, LA, FL, and TX?
This benefit on the HI pays when a newborn is confined to the hospital basically because the mother is recovering from delivery.
What is the Newborn Nursey benefit?
This is a new LBT 2.0 product which goes live on 1/1/26 and is being called LGL.
What is Lifetime Guaranteed Life?