Everyday Decision-Making
Financial Safety and Scams
Home and Personal Safety
Social and Relationship Choices
Long-Term Life Choices
100

You're running late for work and speeding 15 mph over the limit. What safe choice would you make?

Slow down. Being late is better than risking a ticket, accident, or injury

100

You get a text saying your bank account is locked and to click a link. What's the safe move here?

Do not click the link. Contact your bank directly using the official bank number

100

You forgot to lock your door "just this once." Is that a safe choice?

No. Locking doors consistently reduces risk

100

A group starts gossiping about a coworker. What's the safe professional choice?

Don't participate and redirect or remove yourself from the conversation

100

You're unsure about signing a contract you haven't fully read. What's the safe choice?

Don't sign until you've read and understood it

200

You're exhausted but scheduled for a 2-hour drive. What's the safest option?

Delay the trip, take a nap first, or ask someone else to drive. Driving fatigued is similar to impaired driving

200

Someone pressures you to send money quickly for an "urgent opportunity." What's the safest response?

Pause. Verify independently. High-pressure urgency is a scam red flag

200

You smell gas in your home. What should you do immediately? 

Leave the area and contact emergency services or the gas company

200

You feel pressured to say yes to plans you're uncomfortable with. What's the safest response?

Say no clearly and respectfully 

200

You're offered a job that pays more but ignores safety standards. What's the safer long-term decision? 

Consider whether the risk outweighs the pay increase

300

You receive a text while driving that seems urgent. What is the safest decision? 

Do not respond while driving. Pull over safely before checking or replying

300

You're asked to share your login code to "confirm your identity." Should you do it?

No. Legitimate companies do not ask for your verification codes 

300

You meet someone from an online marketplace. What's the safest meeting place?

Meet in public, well-lit-place- preferably a designated safe exchange zone

300

A disagreement is escalating emotionally. What's the safety communication strategy?

Pause the conversation and revisit it when emotions are regulated

300

You're emotionally overwhelmed but about to make a major life decision. What's the safe approach?

Delay the decision until you can think clearly

400

Your friend insists they are "fine to drive" after drinking. What safe choice can you make?

Don't let them drive. Offer a ride, call a rideshare, or take their keys if necessary

400

You're considering co-signing a loan for a friend who has poor credit. What's the safe decision-making approach?

Understand you are legally responsible if they don't pay. Evaluate risk carefully before agreeing

400

You're working alone late at night in an isolated building. What precaution should you take?

Inform someone, secure entrance, stay aware of surroundings, and have emergency contacts accessible

400

You witness unsafe behavior at work but fear backlash for reporting it. What's the safe action?

Report through proper channels 

400

You're taking on significant debt for something non-essential. What should you evaluate first?

Long-term financial impact and ability to repay without hardship

500

You're under pressure at work to cut corners on a safety procedure to save time. What's the safest long-term decision?

Follow the safety protocol. Cutting corners risks injury, liability, and long-term consequences

500

A family member asks to "borrow" money repeatedly but never repays it. What safe boundary could you set?

Set clear financial boundaries, decline future loans, or only give what you can afford to lose

500

A partner repeatedly invades your privacy (checks your phone, tracks location without consent). What safe choice protects you?

Recognize controlling behavior as a red flag and set boundaries or seek support

500

You realize a long-term friendship is built on manipulation or disrespect. What safe decision may be necessary?

Reevaluate the relationship, set boundaries, or distance yourself

500

You notice a pattern of making impulsive decisions under stress. What is the safest long-term corrective action?

Develop a pause-and plan strategy, seek mentorship or counseling, and create decision-making guidelines

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