Mortgage Acronyms
6th Grade Geography
Closing Disclosures
6th Grade Science
Missouri
100

ETS

Estimated Time of Separation

100

With 4.5 billion residents, this continent is not only the largest in population, but in land mass as well. 

Asia

100

This deposit is shown on page 3 of the CD, must match the contract exactly, and has to be sourced in order to not back it out of assets.

Earnest Money

100

The center of an atom

The nucleus

100

This breed of horse is known to be associated with Missouri-based brewery, Anheuser-Busch. 

the Clydesdale

200

PUD

Planned Urban Development

200

Flowing for 2,341 miles, this is the longest river in the USA

The Missouri River

200

Once a lender has knowledge of a 'change' to required loan fees, they have this long to disclose that change of circumstance to the veteran

3 days

200

The function of these is to carry oxygen throughout the body

Blood cells

200

The World's Fair where the ice cream cone was invented was held in Missouri during this year.

1904

300

PITI

Principal, Interest, Taxes & Insurance

300

With an average depth of almost 4,000 feet, this body of water is the smallest and shallowest of the oceans.

The Arctic Ocean

300

This calculation can be found on page 5 of the CD and represents the total interest that will be paid over the life of the loan.

Finance Charge

300
On the pH scale, this number represents a neutral substance (like water). 

7

300

This nearby town was the original state capital.

St Charles

400

URLA

Uniform Residential Loan Application

400

Mount Everest, the tallest mountain above sea level, is part of this mountain range. 

The Himalayas

400
This is when excess lender credits are applied to the base loan amount prior to the first payment. 

Principal Reduction

400

Mantle, Core and Crust are all parts of this.

The Earth

400

This mountain near Middle Brook is the highest point in the state.

Taum Sauk

500

CAIVRS

Credit Alert Verification Reporting System

500

Bigger than any state in the United States, this is the largest island in the world

Greenland

500

This happens when credits applied to specific fees are moved to the Seller-Paid or Paid by Others column on the Final CD

Itemizing

500

This astronomer published a controversial book "proving" the Earth orbits the Sun

Copernicus

500

This author known to most as Mark Twain, was born in Florida, Missouri with this legal name.

Samuel Clemens

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