This percentage of vacancy is considered Eligible for Hartford Underwriting.
What is 30% or Less?
100
This ISO Symbol has interior building elements that utilize wood structural members, heavy wood columns, and & thick plank roofing. No concealed spaces are permitted in the floors or roofs.
What is CSP 7?
100
Underwriters should focus on these four main components known as COPE.
What are Construction, Occupancy, Protection, and Exposures?
200
Tim is getting ready to remodel his building. It is at 50% occupancy. Will we stay on the policy?
What is NO! (70% or greater is preferred. 60-70% can have exceptions made.)
200
This ISO Symbol has exterior walls constructed of a noncombustible masonry material. The floors and roof are made with combustible material, like wood.
What is CSP 2?
200
These 4 Building Components must have the year of last update included to properly assess the risk.
What are Electrical Wiring, HVAC, Plumbing, and Roofing?
300
This is the proper way to store Cleaning Rags.
What is in a self closing UL listed approved steel container?
300
Masonry noncombustible construction, like tilt-up concrete or gypsum, with a structural steel frame is classified as...
What is CSP 4?
300
Chelsea runs an ice cream shop that is the perfect risk for us; however, there is a vacant and run down building next store. What concern does this present?
What is an external exposure?
400
Angela is going to spray paint in her business. What will she have to do to make it an acceptable hazard for HIG?
What is perform all spray painting in a UL listed booth made of non-combustible material and equip the booth with explosion proof switches and fixtures.
400
Exterior walls, floors, and roof are made of wood. May have a brick veneer.
What is CSP 1?
400
True or False: Underwriters determine the desirability of a risk based solely on COPE characteristics.