HR
Payment Options
Security & Compliance
Pricing and Fees
Acronyms
100

Im your Current (direct) HR representitive 

Who Is Keeshon Henderson



100

This payment method allows customers to pay using physical or virtual plastic issued by banks.

What are credit and debit cards?

100

This global standard helps protect cardholder data.

What is PCI DSS?

100

This fee is charged for each transaction processed.

What is a per-transaction fee?

100

EMV

What is Europay, Mastercard, and Visa?

200

This HR process involves giving employees clear goals, ongoing feedback, and formal evaluations of their work. 



What is performance management?  



200

Apple Pay, Google Pay, and Samsung Pay fall under this type of payment technology.

What are digital or mobile wallets?

200

This security feature verifies that the person making an online purchase has the card.

What is CVV?

200

Interchange, assessments, and processor markup make up this pricing model.

What is interchange-plus pricing?

200

POS

What is Point of Sale?

300

On Friday after your last call your RM tells you he's taking off to visit his Sick mother and will be out of town for 2 days Mon/Tue. What action should you   take ?

What is PTO

300

This payment method allows customers to pay directly from their bank account using routing and account numbers.


What is ACH or electronic check?

300

This process replaces sensitive card data with a secure placeholder.

What is tokenization?

300

This pricing model bundles costs into qualified, mid-qualified, and non-qualified rates.

What is tiered pricing?

300

ACH


What is Automated Clearing House?

400

This document outlines an employee’s rights, responsibilities, and company policies

What is the employee handbook                  

400

This payment option lets customers split a purchase into multiple installments at checkout, often with little or no interest.

What is Buy Now, Pay Later (BNPL)?

400

EMV chips help reduce this type of fraudulent activity.

What is counterfeit fraud?

400

This monthly fee often covers reporting, customer service, and account maintenance.

What is a monthly service fee? 

400

KYC

What is Know Your Customer?

500

This HR practice helps new employees feel welcomed and prepared during their first days at work.

What is onboarding?

500

This payment type reduces fraud risk by requiring the card to be present and read via chip, tap, or swipe.


What are card-present transactions?

500

This extra security step requires customers to verify transactions with a code or biometric.

What is multi-factor authentication (MFA)?  

500

This pricing approach passes processing fees directly to the cardholder.

What is surcharging?

500

MCC

What is Merchant Category Code?

M
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