Loans
Which two secured products can be used to help a member established or reestablish their credit?
Secured credit card, share-secured loan
Minimum opening deposit required for Harborstone checking accounts.
$25
The name of our credit card vendor.
Elan
This allows you to view all of your bank accounts from one central location and set financial goals.
Money Management
This is Harborstone's annual fee for IRAs.
$8
This secured loan helps members finance larger-ticket items such as ATVs, side-by-sides, tractors or golf carts.
Other Secures Loans
This is the fee charged when you withdraw from your Holiday Saving account before November 1st.
$10
This credit card is an excellent option for balance transfers, thanks to its introductory 0% interest period.
Platinum card
This feature allows you to turn your debit card on or off instantly through online or mobile banking.
Manage My Cards
Contributions to this type of IRA are not tax-deductible, but qualified withdrawals are tax-free.
Roth IRA
Minimum and maximum loan amount for Harborstone's Signature Loans
$250 and $25,000
PNW Cash Back requirements to earn rewards.
One direct deposit or automatic ACH withdrawal per month
The minimum line amount for a Secured credit card.
$300
You can use this to send money to family and friends using a U.S. mobile number or email address.
Zelle
This is the minimum opening deposit for Harborstone's IRA Savings account.
$100
A revolving credit line that can be used for large expenses or to consolidate debt with a variable rate.
Personal Line of Credit (PLOC)
This Certificate of Deposit allows members to make a one-time deposit and rate bump.
Flex Certificate
This credit card offers up to 5% cash back in 2 categories chosen by the member.
Max Cash Preferred card
This is the number of days a check image can be accessed on bill pay after the check has cleared.
90 days
This is Harborstone's IRA Account Closure/Transfer fee.
$14
This secured loan is great for members who have less than 3 years credit history or less than 3 trade lines.
First-Time Buyer Loans (Auto)
Meeting these monthly requirements for a PNW Premier Checking account earns you 7% APY on balances up to $4,000.
Use a debit card 12 times a month for a minimum purchase of $3, sign into online banking once a month, and have a monthly direct deposit or automatic ACH withdrawal.
The annual cost of Harborstone's Reserve Rewards card.
$390
This is the daily limit for a mobile check deposit.
$5,000
In 2024, the annual contribution limit for individuals under age 50 to a Traditional or Roth IRA is this amount.
$7,000 ($8,000 if 50+ due to catch-up contributions.)