Loans
These two secured products can be used to help a member establish or reestablish their credit.
Secured credit card, share-secured loan
Minimum opening deposit required for Harborstone checking accounts.
$25
The name of Harborstone's credit card vendor.
Elan
This allows members to view all of their bank accounts from one central location and set financial goals.
Money Management
This is Harborstone's annual fee for IRAs.
$8
This type of loan helps members finance larger-ticket items such as ATVs, side-by-sides, tractors, or golf carts.
Other Secured Loans
This is the fee charged when you withdraw from your Holiday Saving account prior to November 1st.
$10
This credit card is an excellent option for balance transfers, thanks to its introductory 0% interest period.
Platinum card
True or False: Manage My Cards allows members to turn their debit card on or off instantly through online or mobile banking.
True
Contributions to this type of IRA are not tax-deductible, but qualified withdrawals are tax-free.
Roth IRA
These are the minimum and maximum loan amounts for Harborstone's Signature Loans.
$250 and $25,000
One of these requirements on the PNW Cash Back account need to be met in order to earn rewards.
One direct deposit or automatic ACH withdrawal per month
The minimum line amount for a Secured credit card.
$300
You can use this to send money to family and friends using a U.S. mobile number or email address.
Zelle
This is the minimum opening deposit for Harborstone's IRA Savings account.
$100
These two credit products are revolving lines of credit.
Personal Line of Credit (PLOC) and Credit Card
This Certificate of Deposit allows members to make a one-time deposit and rate bump.
Flex Certificate
This credit card offers up to 5% cash back in 2 categories chosen by the member.
Max Cash Preferred card
This is the number of days a check image can be accessed on bill pay after the check has cleared.
90 days
This is Harborstone's IRA Account Closure/Transfer fee.
$14
This secured loan is great for members who have fewer than 3 years credit history or fewer than 3 trade lines.
First-Time Buyer Loans (Auto)
Meeting these monthly requirements for a PNW Premier Checking account earns you 7% APY on balances up to $4,000.
Use a debit card 12 times a month for a minimum purchase of $3, sign into online banking once a month, and have a monthly direct deposit or automatic ACH withdrawal.
The annual cost of Harborstone's Reserve Rewards card.
$390
This is the daily limit for a mobile check deposit.
$5,000
In 2025, the annual contribution limit for individuals under age 50 to a Traditional or Roth IRA is this amount.
$7,000 ($8,000 if 50+ due to catch-up contributions.)