Regulation E
Unauthorized electronic funds transfers
What does Regulation E govern?
Kauai/Niihau
Where would a person have to live, worship, or work to become a member?
Direct Deposits
What is a deposit done electronically automatic to an account?
6 Transfers
What is the regulation D limit for transfers from a savings account?
Individual Accounts
What is an account owned by one member who has qualified for membership?
60 Days
How many days after receiving a statement does a member has to dispute a transactions?
Credit Union's bylaws
Where do you find membership requirements?
Endorsements
What is needed on the back of a check deposited if it's not payable to the names on an account or is required?
$300
What is the MP tolerance dollar amount?
Joint Accounts
What is an account owned by two or more persons?
10 business days
How many days after receiving a dispute do we have to issue a credit?
Membership and Account Agreement
What are the rights and responsibilities concerning an accounts?
Collection of Items
If an items is returned, the credit union is not liable for the loss, what would a member be liable for?
Overdraft Fee
What is the $25 fee for?
POD/Trust Account Designations
What instructions does the Credit Union needs to follow should all parties to an account dies?
20 business days
How long do we have to make an initial investigation on a new account?
Survivorship
What rights does a joint account includes?
What is a restrictive legends?
A9 form
What is the member privilege agreement form?
Accounts for Minors
What type of account must have an adult joint owner?
$500
How much can a person withdraw at an ATM on any one day?
$1
What is a membership fee?
Final Payment
What is a deposit that is not returned?
Link to a savings or a line of credit
What is an overdraft protection plan?
Agency Designation
What type of account instructs the Credit Union to authorize another person to make transactions on behalf of the member?