subro or not MI
parked iv is hit
use own policy under collision or use cc - can subro
IV hit a parked car in the state of MI
PP
name the three types of negilence
contributory - modified- pure comparative
How many coverages are available for IV -name them
Answer 3 Coll broad, standard, limited
cv r/e iv happens in MI can we subro
NO - no fault - use own policy
IV hit a guard rail in FL
PD
what is pure comparative negligence
each person can collect to the degree that are not at fault
describe benefits of coll broad coverage
can use for iv regardless of fault and if not at fault ded can be waived
fol - cv r/e iv happens in state of MI and CV not insured - can we subro
yes
IV hits mailbox in MI
PP
what is modified coparative
once can collect if they are equal to or less at fault
what is standard collision coverage in MI
can use regardless of fault and will pay the ded
cv r/e iv and insured has standard collision and cc does not have pd buyback - can we subro
no
IV hits mailbox in FL
PD
what is contributory
cant collect if at all negligent
what is limited collision
if at fault no coverage for iv - if 50% or less can use to repair iv
iv parked no rental - uses own policy can we subro for rental
no - only what we collect
MI car hits an out of state car from FL and accident happens in Ohio what coverage to use
PD
what is the 50/50 and 49/51 Modified comparative
505 collect if equal to or less
49/51 collect can collect if they are less at fault
can a person sue another person if they don't have pd buyback for reimbursement of the deductible or can Progressive collect
no Progressive can not collect as this is an optional coverage - and yes a person can try to sue for anything (trick question)