PIP Coverage Types
The most expensive PIP option
What is Option 1 or Unlimited?
The number of days into the renewal timeline that the system automatically generates the renewal.
What is 40 days?
The additional document that is needed for Option 4.
What is a QHC Letter?
Yes or no; "If an insured is going from option 1 to 2, do we require them to fill out a sel/rej form again?"
What is yes?
The fee that helps to cover catastrophic medical claims in Michigan due to auto accidents
What is the MCCA fee?
The default PIP option if a form is not returned prior to the renewal.
What is Unlimited?
The options that do not need a document at renewal. (Must list all)
What are Options 1,2,3?
The PIP option representatives are unable to quote.
What is Option 4?
The PIP option that provides up to $500,000 in coverage per person
What is Option 2?
The form that is required for all options at new business.
What is a PIP Sel/Rej form?
This is considered an insufficient response to a pre-renewal letter. (Name 1)
What is an incomplete Sel/Rej form or
Missing documentation or
QHC denial or
Expired documentation?
The person who must approve changing the term length.
Who is a manager?
This option allows insureds to exclude drivers/family members with QHC
What is Option 4?
The number of days before renewal that the pre-renewal notice sent out.
What is 60 days?
When an insured is selecting either Option 5 or Option 6, what documentation will require to ensure they have the appropriate coverage.
What is their Medicaid or Medicare ID Card?
The CPR screen in POE that allows you to change PIP coverage.
What is COV1?
This option is available for those who have Medicaid
What is Option 5?
When is the last day that the insured is able to change their PIP Coverage
What is 20 days post renewal?
The max annual deductible an insured can have on their QHC letter
What is $6000?
An insured is wanting to change from unlimited medical including work loss to $50,000 medical waived work loss. Which PIP code is that?
What is 24?