Money Talks
Dolla Dolla Bill Y'all
Let's Get This Bread
100

A bank account that allows withdrawals and deposits of the account holder's own money. Usually linked to a debit card.

Checking Account

100

Money payment made through an electronic device. Sending money through an app.

Mobile Payment/Venmo/Cash App

100

A periodic form of payment from an employer to an employee.

Income or Salary

200

A bank account in which the account holder deposits funds for safe keeping that will accrue interest over time.

Savings Account

200

Plastic payment card that required a person to have an open checking account. When used, money is immediately transferred from the cardholder's account to pay for the transaction.

Debit Card

200

Money electronically sent to your bank account - instead of picking up a physical paycheck, the money gets deposited directly into your bank account.

Direct Deposit

300

A financial plan for a defined period. May include estimates of income (money received) and expenses (money spent or saved).

Budget

300

Lending money to an individual or organization. Recipient incurs a debt and must pay back original amount owed, plus interest.

Loan

300

Money given in the form of grants, work-study, loans, and scholarships to help pay for education tuition and fees. To receive this, a person must fill out a FAFSA form.

Financial Aid

400

An obligation that requires one party to pay money to a creditor. A deferred payment, or money owed.

Debt

400

A plastic payment card that allows the cardholder to borrow money from a bank or card issuer up to a certain limit to make purchases. This is essentially a short-term loan to be paid back with interest and fees.

Credit Card

400

Strategically committing money with the expectation of achieving a profit or generating income.

Investing

500

A number assigned to a person that tells lenders how likely the person is to repay a loan.

Credit Score

500

The cost of borrowing money - the borrower pays a fee to the lender for the loan.

Interest

500

A form a person is required to complete every year to report income, expenses, and other relevant information. Upon completion, a person may owe taxes to the government or receive a tax refund from the government.

Tax Return

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