Consumer Skills
Something that Social Media may influence us to buy
What is cosmetics, apparel, jewelry, sporting goods, etc?
The purpose of Insurance
What is to transfer risk?
FICA Taxes that are withheld from your paycheck are used to fund these two mandatory government programs
What are Social Security and Medicare?
An example of an Indirect Cost of attending college
What is textbooks, transportation/travel, dorm room materials, etc?
A website design feature that tricks users into doing things they may not want to do, but that benefits the business
What is a Dark Pattern?
2 Factors that affect what you pay for Auto Insurance
What are age, gender, marital status, deductible amount, vehicle type, mileage, driving history, etc?
On a pay stub, the amount of money that is left over after withholdings
What is Net Pay?
FAFSA stands for...
What is the Free Application for Federal Student Aid?
One step you can take to protect your personal information from Identity Theft
What is check your credit report, freeze your credit, create complex passwords, etc.?
The amount of money you agree to pay before the insurance company will pay
What is a Deductible?
The form that you complete when you start a job to indicate how much taxes to withhold from your pay
What is a W4?
A Federal Loan where the government pays the interest while you are still in school
What is a Direct Subsidized Loan?
A famous financial fraudster and what he/she did
Who is...????
One difference between Renters and Homeowners Insurance
What is that Home Insurance covers the Structure while Renters does not?
The difference between a tax deduction and a tax credit
What is a deduction reduces your taxable income and a credit reduces your taxes owed?
The Net Price of College
What is the Total Cost of Attendance minus Gift Aid (scholarships & grants)?
A "red flag" to look out for that may indicate a possible financial scam
What is an urgent need for money, asking for personal information without you initiating an inquiry, etc?
The amount you pay to buy an insurance policy
What is a Premium?
Two important items detailed in your W2
What are wages earned, federal taxes paid, state taxes paid?
A type of Federal Loan Repayment
What is Standard, Income-Driven, Graduated, etc?