DEFINITIONS
NEEDS vs WANTS
BUDGET FACTS
WHY BUDGETS FAIL
NOW vs LATER
100

Financial literacy is the ability to manage money ______ and responsibly.

Confidently

100

A need is something that keeps your life ______.

Stable

100

A budget is how people choose where their ______ goes.

Money

100

Most budgets don’t break because people are careless. True or False?

True

100

“Now” gives relief and enjoyment. “Later” gives growth, options,

Security / Safety 

200

A mindset is the way your brain reacts ______ you make a decision.

Before

200

Wants make life more ______.

Enjoyable

200

True or False: Only people who write budgets have budgets.

False

200

Budgets usually break because there is no room for the ______.

Unexpected / Surprise Expenses 

200

The brain naturally prioritizes the ______.

The Present / Now 

300

Financial literacy is a skill, not something you’re ______ with.

Born

300

Needs vs wants is really about ______.

Priority

300

A budget is not about restriction — it’s about ______.

Control

300

When a budget uses every dollar, one ______ can break it.

Surprise/Expense

300

“Now vs later” shows up at every ______ level.

Income

400

Financial literacy is not just knowing numbers — it’s knowing how to manage ______.

Money

400

If everything were unlimited, needs vs wants wouldn’t matter. True or False?

True

400

Money, time, and energy all have ______.

Limits

400

Money usually doesn’t disappear all at once — it ______.

Leaks / Disappers slowly 

400

Making Strong decisions are about being able to explain your ______. 

Choices 

500

Financial literacy is a skill that anyone can ______.

Learn

500

Choosing one option always means giving up ______.

Another option

500

A proper budget creates ______, not perfection.

Flexibility

500

Spending traps usually feel reckless or reasonable?

Reasonable

500

Before committing money, ask: Does this reduce my ______ later?

Flexibility/Options

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