Money Habits
Managing Money
Future Money
Pressure & Influence
Money & Choices
100

Spending First

  • What do you usually spend money on first?
  • Why that first?
100

Keeping Track

  • Do you know where your money usually goes?
  • How could you track it?
100

Adult Life

  • What do you think costs the most when you’re an adult?
  • What surprises you about that?
100

Friends & Spending

  • Do friends influence what you spend money on?
  • How?
100

Spending vs Saving

  • Why do people choose spending over saving?
  • Is one always better?
200

Small Purchases

  • What are small things you buy a lot?
  • Do you think they add up?
200

Needs vs Wants

  • What’s the difference?
  • Can you give an example?
200

Credit

  • What do you think credit is?
  • Why do adults care about it?
200

Social Media

  • How does social media affect what people buy?
  • Does it create pressure?
200

Regret

  • Have you ever regretted buying something?
  • What happened?
300

Saving Money

  • Why do people your age NOT save money?
  • What makes saving hard?
300

Planning Ahead

  • Why is it hard to plan your money?
  • What could help?
300

Borrowing Money

  • What happens when you borrow money and don’t pay it back?
  • Why does that matter?
300

Fitting In

  • Have you ever felt pressure to spend money?
  • Why?
300

Priorities

  • What do your spending choices say about you?
  • What matters most?
400

Running Out of Money

  • What happens when you run out of money?
  • What do people usually do next?
400

Saving for Something

  • What’s something you’d want to save for?
  • How would you actually do it?
400

Big Purchases

  • What’s something expensive you might want later?
  • How would you get it?
400

Impulsive Decisions

  • What makes people spend without thinking?
  • What happens after?
400

Helping Others

  • What if someone asks you for money?
  • How do you decide?
500

Smart Choices

  • What makes a purchase “smart”?
  • How do you decide if something is worth it?
500

Emergency

  • What would count as an emergency for you?
  • What would you do?
500

Future You

  • What kind of life do you want later?
  • How does money play a role in that?
500

Influence Around You

  • How does your environment affect your money habits?
  • What feels “normal” where you are?
500

Your Next Move

  • What’s one thing you could do differently with money this week?
  • What might stop you?
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