Budgeting
This budget style assigns every dollar a job before you spend it.
What is a zero-based budget?
This website gives you your free credit report from each bureau every year.
What is AnnualCreditReport.com?
This method has you pay off your smallest debt first, then roll that payment forward.
What is the debt-snowball method?
These retirement accounts let your money grow tax-free when you withdraw later.
What are Roth IRAs?
These are the things you can live without-- not your necessities.
What are wants?
When an offer says, "no credit ___," it's a red flag for a possible scam.
What is check?
This method attacks the debt with the highest interest rate first.
What is the debt-avalanche method?
Families use this special account to save money for college expenses.
What is a 529 plan?
In SMART goals, this word reminds you to pick a deadline.
What is Time-bound?
This document shows your borrowing history and on-time (or late) payments.
What is a credit report?
This plan you ask for when you need temporary relief from full payments.
What is a hardship plan?
Putting money into things like stocks or bonds hoping they increase in value is called this.
What is investing?
Setting this up at your bank moves money into savings without you having to think.
What is an automatic transfer?
If you find a mistake on your report, this is the action you take to get it fixed.
What is filing a dispute?
You pay this extra cost on loan in addition to what you borrowed.
What is interest?
This word describes the chance you might lose money on an investment.
What is risk?
On your worksheet, this term means the extra money left after expenses.
What is net balance?
This federal agency helps protect you from unfair financial practices.
What is the Consumer Financial Protection Bureau (CFPB)?
These fees you avoid by setting up on-time automatic payments.
What are late fees?
This special savings account is for people with disabilities to save safely.
What is an ABLE account?