Personal Accounts
I offer no overdraft fees. I do not charge for money orders and/or cashier's checks. I have no minimum deposit to open and get your money up to two business days sooner with early direct deposit.
What is Secure Banking?
I am a benefit that provides reimbursement for the emergency purchase of essential personal items when the Covered Traveler's Checked Baggage is delayed while on a trip. The benefit is $100 per day for a maximum of five days.
What is Baggage Delay Insurance?
I am used to show appreciation for your fellow employees. I understand that humans have a deep psychological and biological need to feel valued, noticed, and important in the lives of others. I provide a forum to shower coworkers with admiration. I cannot unlock doors but I can unlock the warmth in your heart.
What are 5 keys/appreciate?
You use me before you go home if you are part of the closing team. I have lots and lots of boxes yet I am not used to move your household items. I help make sure that we are doing a thorough job when closing the branch.
What is the Branch Closing Check List?
I am a tool that you use to input coupon codes for clients. I can also be used to confirm existing coupon offers. I do not work at the grocery store for discounts.
What is E-Coupon?
I am a banking account for kids ages 6-17 and designed with kids 6-12 in mind, opened by parents, that helps families digitally manage spending and provides opportunities for kids to learn and practice the basics of money management by using a debit card in their name. I can be accessed virtually anywhere with the mobile or via desktop computer.
What is First Banking?
I am a pay-per-use roadside assistance program which provides You with security and convenience when You need help, whether You need a tow or roadside service. Dependable roadside assistance is available 24 hours a day, 7 days a week in the United States and Canada.
What is Roadside Assistance?
I act as a centralized database detailing features such as monthly service fees, balance requirements, and waiver criteria for various personal and business accounts. I partner with Discover Needs to help bankers match customer financial needs with the right bank products and services. I am not a Ford SUV.
What is Solutions Explorer?
You see me in the window before you enter the branch. I change my location twice a year. If you don't see me before 8:50am M - F, you have to go to the coffee store down the street.
You cannot be proactive with me. I can be waived due to bank error or disaster assistance. If a client requests me, you must do as requested. You can normally get three of me in a rolling 12 month period.
What is a fee waiver/request?
I am a checking account designed for student ages 13-17 at account opening with their parent/guardian as a co-owner. The parent must have an existing qualifying checking account which I must be linked to. I allow the student to act independently from the parent when it comes to basic in branch transactions and assistance.
What is High School Checking?
You can use me if your trip is canceled or cut short by sickness, severe weather or other covered situations to reimburse yourself up to $10,000 per covered traveler and $20,000 per trip for your pre-paid, non refundable travel expenses, including passenger fares, tours, and hotels.
What is Trip Cancellation and Interruption Insurance?
I help bankers log tasks, client meetings, phone calls, e-mails, and daily workflows. I help bankers monitor portfolio contacts, track prospective business, and manage outreach goals. You open accounts through me. I am not a music factory.
What is Client Central?
I am a confidential document that must be filed with the Financial Crimes Enforcement Network when they detect suspicious or potentially illegal transactions. I am not used for search and rescue. I pay extra close attention to how much cash you either deposit or withdraw.
What is a SAR?
I am a guide that will help you prevent errors when preparing and shipping daily work. I want to eliminate financial and reputation risk to the bank.
I am a standard individual taxable or retirement account where you make all of your own buy and sell decisions without a financial advisor. I generally have lower costs than investing with an adviser, but I do require you to do you own research and monitor your portfolio without assistance.
What is Self Directed Brokerage?
I am a benefit that provides reimbursement for damages caused by theft or collision of the Rental Vehicle up to $60,000. My coverage is available worldwide.
What is Auto Rental Coverage?
I am a state-of-the-art internet based image archival service. You can find signature cards, statements, tax forms, etc inside. I play a huge role in decedent processing.
What is EIV?
I am a security procedure that requires two separate people to authorize, initiate, or complete a sensitive transaction or administrative change. Janet Jackson wrote an empowering song about me.
What is dual control?
I am a guide that wants to help you prevent fraud and reduce losses with checks. My policies apply to cashier's checks, personal checks, counter documents, drafts, and money orders.
What is the Check Acceptance guide in Chase Answers?
I am a secure bank account that holds your cash and pays you interest over time. I was designed to store your money that you do not need right away. People use me to save money for unexpected events and/or short term goals.
What is a savings account?
I extend the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.
What is Extended Warranty Protection?
You can use me to verify the details for a coupon promotion that a client was enrolled in. You can also use me to apply a new reward to a client's account. I won't do you much good at a grocery store for discounts.
What is E-Coupon?
I am a formal and independent review of the branch's records, internal controls, and operations. I visit as often as Santa Claus and the Easter Bunny. I like to visit with all branch employees. I have a watchful eye.
What is a branch review audit?
I am a 1977 U.S. law that requires banks to lend money, offer services, and invest in the local communities where they take deposits, especially low - moderate - income neighborhoods. You can find me on the wall in the branch lobby. I do not hold a tablet nor do I greet guests.
What is the Community Reinvestment Act?