College
What is the main difference between a lecture and a lab course?
A lecture focuses on learning concepts through instruction, while a lab provides hands-on practice or experiments related to the course material.
Many skilled trades require workers to become licensed. Why?
To prove they meet safety and professional competency standards.
What document summarizes your education, skills, and work experience?
Resume
What is a scholarship?
Money for education that usually doesn't have to be repaid.
You receive your first paycheck, but it's smaller than expected. Why?
Taxes and other deductions were withheld.
Name two ways to pay for college besides taking out loans.
Scholarships, grants, work-study, savings, employer assistance.
Which usually takes less time to complete: a bachelor's degree or most trade programs?
Trade program
What is the purpose of a cover letter?
To explain why you're a strong fit and introduce yourself beyond your résumé.
If you borrow money for college, what is it called?
A student loan
You have $250 left until payday. Which should you pay first?
Rent
What office helps students choose classes and graduate on time?
Academic Advising
: Name one career you can train for at a trade school?
Electrician, welder, HVAC technician, dental assistant, automotive technician, cosmetologist, etc?
What does networking mean?
Building professional relationships that can lead to opportunities.
You borrow $15,000 for college at 5% interest. Why will you repay more than $15,000 over time?
Because interest is charged on the money borrowed.
Your car suddenly needs a $900 repair. What financial habit would make this situation easier to handle?
Having an emergency fund (or emergency savings).
What is the difference between a major and a minor?
A major is your primary area of study; a minor is a secondary concentration.
What is an apprenticeship?
Paid, hands-on training while learning a skilled trade.
Name three qualities employers consistently value?
Reliability, communication, teamwork, problem-solving, punctuality, adaptability.
Which is generally better for your financial future: paying only the minimum on a credit card or paying the full balance each month?
Paying the full balance each month because it avoids interest charges.
You find an apartment that costs $1,800 a month. The landlord requires tenants to earn three times the monthly rent. What monthly income would you need?
$5,400 per month.
If you fail a class in college, what are two possible actions you can take to stay on track toward graduation?
Retake the course, meet with an academic advisor, adjust your education plan, use tutoring or academic support services, or take the class during another term (such as summer).
Two students complete training. One becomes an electrician through an apprenticeship, and the other attends a trade school. What is one major difference between these pathways?
Apprenticeships typically combine paid on-the-job training with classroom instruction, while trade schools primarily provide classroom and hands-on training before employment.
Two people have the same degree and GPA. One gets hired over the other. Name two factors that could explain why.
Internship experience, communication skills, interview performance, leadership, networking, certifications, references, volunteer experience, work experience.
You have $1,000 in your checking account. You write a check for $1,100 before your paycheck is deposited. What is this called?
Overdrafting your account.
You accidentally overdraft your checking account. What does that mean?
You spent more money than was in your account, which may result in fees.