Mortgage Acronyms
Guideline Knowledge
Rush excuses
AKA
Names to Know
100

LTV

What is Loan to Value?

100

Name of the certificate required if you are transferring an appraisal

What is an AIR Certificate?

100

Borrowers are going _______

What is out of town/country?

100

Momager

Who is Eileen Harter?

100

Chief Human Resources Officer

Who is Becki Wolfram?

200

ATR

What is ability to repay?

200

Max # of ADUs allowed with a 1-unit property

What is 2?

200

Borrowers are going to lose their ____

What is earnest money deposit?

200

Ricky Bobby

Who is Richard Habberly?

200

Chief Technology Officer

Who is Jeff Pisano?

300

SFHA

What is Special Flood Hazard Area?

300

Primary & 2nd home - Max interested party contributions for < or = 75% LTV

What is 9%?

300

Seller will not extend _____

What is the closing date?

300

Dad

Who is Daron Chelette?

300

EVP & CFO of Verus

Who is Troy Gibbens?
400

USPAP

What is Uniform Standards of Professional Appraisal Practice?

400

Max combined loan amount for a HELOC

What is $2M?

400

The _____ are already at the house

What are moving trucks?

400

The Principal

Who is Dan Lane?

400

President of Verus

Who is Dane Smith?

500

ALTA

What is America Land Title Association?

500

ITIN program - Name 3 of the 5 states that are ineligible.

What are AK, HI, MA, MO & NY?

500

AE - I need to _____

What is "hit my numbers"?

500

Den Mother

Who is Carol VonBank?

500

CEO of Invictus

Who is Michael Warden?

M
e
n
u