Trucking Terminology
A truck driver’s book for recording hours and activities during a 24-hour period.
Logbook
Includes additional coverages for personal property, motor cargo, audio/visual, hired auto, combined deductible options.
Commercial Auto Plus Package.
10-4
Ok or Message Received
CGL+ or hired/non-owned auto
a person or company that organizes shipments for individuals or corporations to get goods from the manufacturer or producer to a market, customer or final point of distribution. They typically have large warehouse where the loads will be delivered, they will then consolidate the loads and arrange for them to be shipped out by another motor carrier(s).
Freight Forwarder
A one-piece truck with the cargo area attached to the chassis, as opposed to a tractor-trailer combination vehicle.
Straight Truck
Excludes coverage for BI/PD for pollutants except those necessary for the mechanical, electrical or hydraulic functioning of the auto.
*Bonus if you can indicate if automatic or optional*
Pollution Liability Exclusion
Bear in the Air
Police office in some form of aircraft (helicopters).
Highway speed is checked by plane or helicopter
The amount we can do in house on an umbrella before it has to be sent to reinsurance.
*Bonus if you can state how many years of loss runs our reinsurance company needs for trucking*
$2 million
Transportation of medical items among labs, hospitals, clinics, etc. They will either medical supplies, lab materials, samples, medical waste, etc.
Medical courier
A device that regulates the truck’s top speed. Large fleets use these to ensure their drivers stay within guidelines to improve fuel efficiency and safety.
Governor
Provides physical damage coverage for autos (including trailers) that the insured hires, leases, or borrows up to $200k.
*Bonus if you can include the symbol*
Bunny Hopper
A vehicle that changes lane constantly
Cargo Livestock Limitation
*just state the limitation for livestock on our cargo form
We will not cover damage to live animals unless if it is an immediate death (or death made necessary) due to covered cause of loss.
The delivery of goods in large quantities from manufacturer to retailer
wholesale delivery
This is a term used to refer to when a driver simply drops his trailer at a customer location and hooks to another trailer.
Drop and Hook
Required for any trucker that wants to enter an intermodal facility under the direction of the Intermodal Association of North America.
*Bonus if you can name what needs to be on the policy in order to apply this form*
UIIE-1 (Uniform Intermodal Interchange Endorsement)
Kojak with a Kodak
Police that are using a radar gun at the side of the road.
Where, on a work comp policy, it shows a list of the state(s) the insured is operating in or has ratable exposures (terminal, garaging, loading/unloading, drop offs, employee address, etc.)
3A
A type of trucking that carries relatively smaller, time-sensitive loads to accessible locations. They are are essentially the minutemen of trucking. Think of a standard, super duty pick-up truck hauling farm equipment or appliances. They travel either local or all over the country
Hot Shot Trucking
new truck cab and chassis with rear axles and without an engine, transmission or accessorial parts.
Glider Kit
Grants additional insured status to an organization who may be liable for the BI/PD resulting from the actions or omission of an insured who has leased, hired, or borrowed an auto or trailer.
*Bonus if you can indicate when this form should be used*
58591 Lessor ADI and Loss Payee Provision
10-20
My location is...
(e.g. "What's your twenty?)
The cargo form(s) in which Refrigeration Breakdown is not included.
Annual Transportation & Trip Transit
the branch of freight hauling that deals with rush orders. From a tiny one-pound bag of produce headed for a testing laboratory to nuclear plant parts, items that must arrive at a specific time, not be reloaded, or require delicate handling
Expedited Trucking