PCP/ODP
True ($475 + $25 fee)
What is the minimum to open a Greater Checking?
$50
Main on left side of XP2
Only 1 account that they are primary on.
True or False: Members can have as many Primary Share accounts that they want under the same membership number.
False - Only one Primary share per membership number. If want more savings accounts, we can open secondary savings accounts.
What is the PCP limit on a Fresh Start Checking?
$250 ($225 + $25 fee)
What is the minimum deposit for members to have debit card?
$50
Accounts link
True or False: The ownership type must be the same for all accounts under same membership number.
True
What is requirement for someone to become a member of GICU?
Live, work, worship, attend school in one of our 33 counties or be member of ISU Alumni or family/relative related to current GICU member. Open $5 Primary Share
What are the two types of overdraft protection members can utilize?
Overdraft Protection and PCP
What is minimum credit score for members to have Basic Blue Checking? Greater Checking?
Both 640
If you need to add someone to an account, what do you click on to add them?
Click on account and then ownership on left side.
What credit bureau do we pull from to pull credit?
Where do we go to change velocity limits on debit card and/or block deposits?
Lynxgate
What is the fee for overdraft protection?
$3.21 each time it's used
What is the debit card limit for a Basic Blue Checking? Both pin and signature?
$500 Pin and $3,000 Signature
How the individual is eligible to become a member.
True or False: If member wants to open new membership number, they are not required to open a new savings account?
False
What is required for a minor account to be established?
Birth certificate and social security card
True or False: Members can verbally change their PCP election.
False - They are required to fill out Opt In form.
What is the fee for Fresh Start Checking accounts?
$5+tax monthly fee
True or False: You add "New Member Holds Apply" alert on every new account you open.
False - If already previous member, not required to be added.
**DOUBLE JEOPARDY**
What are the requirements for member to earn dividends on their Greater Checking?
EStatements, Primary Share, Minimum 20 debit card transactions within calendar month, Direct deposit min. $100 OR 1 GICU bill pay
What is the the velocity limit for a Fresh Start Checking? What else do you need to select in Lynxgate for Fresh Start account?
Velocity Limit 3 - Blocked Deposits